Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SVAL from Wommelgem, company number BE0899019160, closed financial year 2024 with a result of € 40,516 after tax. For that financial year SVAL recorded a gross margin of € 581,768 and equity of € 316,405. Compared with financial year 2023, the result moved from € 147,494 to € 40,516. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ 316,405
▲ 15% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,516
▼ 73% vs 2023
Profit after tax over the fiscal year.
€ 51,464
▼ 34% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 291,405.
People and assets in 2024
12.4
Average over the fiscal year, from the social balance sheet.
€ 395,791
▲ 10% vs 2023
€ 31,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,735
▲ 229% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 154,450
▼ 34% vs 2023
€ 30,047 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 34,747
▼ 57% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 72,624
▲ 46% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 446,142 | € 510,342 | € 683,817 | € 581,768 | ▼ 15% |
| Profit after taxes | € 63,092 | € 115,764 | € 147,494 | € 40,516 | ▼ 73% |
| Equity | € 12,631 | € 128,395 | € 275,889 | € 316,405 | ▲ 15% |
| Total debts | € 511,957 | € 459,358 | € 407,585 | € 279,328 | ▼ 31% |
| Cash | € 49,542 | € 118,625 | € 77,519 | € 51,464 | ▼ 34% |
| Land & buildings | € 78,985 | € 108,581 | € 90,792 | € 75,605 | ▼ 17% |
| Retained profit | € -12,369 | € 103,395 | € 250,889 | € 291,405 | ▲ 16% |
| Bank debt | € 404,503 | € 318,279 | € 234,895 | € 154,450 | ▼ 34% |
| Balance sheet total | € 524,589 | € 587,754 | € 683,474 | € 595,733 | ▼ 13% |
| Employees (FTE) | - | - | - | 12.4 |
Key figures of SVAL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SVAL?
What happened at SVAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 40,516 (▼ 73% vs 2023). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,092 profit in 2021 to € 40,516 profit in 2024.
Paid € 34,709 in corporate taxes since 2021.
Best year ever: 2023, with € 147,494 profit.
On average € 46,900 of value added per employee in 2024.
A new publication or filing at SVAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Volkaertslei 35
2160 Wommelgem
Lodewijk Van Berckenlaan 151
2600 Antwerpen
Active since 1 August 2008
Jan Moorkensstraat 35
2600 Antwerpen
Active since 21 March 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.019.160
- VAT number
- BE 0899.019.160
- Registered office
- Volkaertslei 35, 2160 Wommelgem
- Names & denominations
- SVAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 2008
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)