Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
ATELIER DE KERF from Asse, company number BE0898927704, closed financial year 2025 with a result of € -40,363 after tax. For that financial year ATELIER DE KERF recorded a gross margin of € 9,388 and equity of € 1,192. Compared with financial year 2024, the result moved from € -15,632 to € -40,363. The company made a loss. The buffer shrank hard: equity is 97 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 1,192
▼ 97% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -40,363
▼ 158 % more loss than in 2024
Profit after tax over the fiscal year.
€ 18,356
▲ € 13,824 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,008.
People and assets in 2025
€ 31,125
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,421
▲ € 1,941 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 47,369
▼ 20% vs 2024
€ 11,842 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 21,751
▼ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,401
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 65,318 | € 51,458 | € 31,490 | € 9,388 | ▼ 70% |
| Profit after taxes | € 16,155 | € 7,331 | € -15,632 | € -40,363 | ▼ € 24,731 |
| Equity | € 49,856 | € 57,188 | € 41,555 | € 1,192 | ▼ 97% |
| Total debts | € 144,110 | € 137,322 | € 101,916 | € 105,561 | ▲ 4% |
| Cash | € 70,925 | € 49,188 | € 4,532 | € 18,356 | ▲ € 13,824 |
| Land & buildings | € 80,726 | € 69,194 | € 57,661 | € 46,129 | ▼ 20% |
| Retained profit | € 43,656 | € 50,988 | € 35,355 | € -5,008 | ▼ € 40,363 |
| Bank debt | € 82,895 | € 71,053 | € 59,211 | € 47,369 | ▼ 20% |
| Balance sheet total | € 193,967 | € 194,509 | € 143,471 | € 106,754 | ▼ 26% |
Key figures of ATELIER DE KERF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ATELIER DE KERF?
What happened at ATELIER DE KERF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 40,363. Source: NBB ↗
- New establishment in Asse. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,155 profit in 2022 to € 40,363 loss in 2025.
Paid € 14,818 in corporate taxes since 2022.
Best year ever: 2022, with € 16,155 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ATELIER DE KERF are Bernadette De Smedt and Rudy De Kerf.
Directors
According to the 2025 annual accounts
Bernadette De Smedt
Manager
Rudy De Kerf
Manager
Establishments
Establishment units
Physical locations of this company
Jan Dekinderstraat 72
1731 Asse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
WIX_COM, IL
Website info
Features
Security
Details
- Company number
- 0898.927.704
- VAT number
- BE 0898.927.704
- Registered office
- Jan Dekinderstraat 72, 1731 Asse
- Names & denominations
- ATELIER DE KERF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 2008
- Peppol
- Active · Active since 27 Jun 2026
- Contact
- atelierdekerf.be 02 466 34 61
- Activities · NACE
Schrijnwerk