What does Bene&co do?

Bene&co is an insurance broker in Geel. Private Limited, started on 25 June 2008, 1 establishment.

What is the address of Bene&co?

The registered office of Bene&co is located at Pas 119, 2440 Geel.

Is Bene&co still active?

Not as usual. The CBE lists Bene&co with legal situation “Gerechtelijke ontbinding of nietigheid”.

Is Bene&co registered on Peppol?

No, Bene&co is currently not registered on the Peppol network.

What is the enterprise number of Bene&co?

The enterprise number of Bene&co is BE0898856438.

When was Bene&co founded?

Bene&co was founded on 25 June 2008.

Who are the directors of Bene&co?

According to the 2023 annual accounts, the directors of Bene&co are: LCM Invest CommV.

Is Bene&co a reliable company?

Databakkes does not pass judgement; this is what the sources say: Gerechtelijke ontbinding of nietigheid according to the CBE, started on 25 June 2008; 3 annual accounts filed, latest fiscal year 2023; 1 directors known from the annual account.

How much profit did Bene&co make in 2023?

Bene&co recorded a loss after taxes of € 44,766 in financial year 2023.

What is the revenue of Bene&co?

As a small company, Bene&co is not required to publish revenue in its annual accounts. In financial year 2023, its added value was € 25,245.

Bene&co (Private Limited) - Geel - BE0898856438

Dossier Bene&co, printed on 2 October 2026 from databakkes.be/en/0898856438/bene-co. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 2 of the last 3 fiscal years.
Tight liquidity NBB

Cash and receivables cover 37 % of short-term debt in 2023; threshold 65 %.
Legal situation KBO

Gerechtelijke ontbinding of nietigheid according to the CBE.

Financials

Financial year 2023

Bene&co from Geel, company number BE0898856438, closed financial year 2023 with a result of € -44,766 after tax. For that financial year Bene&co recorded a gross margin of € 25,245 and equity of € -37,715. Compared with financial year 2022, the result moved from € 26,319 to € -44,766. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2024.

What it is worth Caution

€ -37,715

▼ € 44,766 vs 2022

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -44,766

▼ still € 26,319 profit in 2022

Profit after tax over the fiscal year.

Cash in the bank

€ 37,232

▲ 246% vs 2022

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -56,315.

People and assets in 2023

Wage cost

€ 33,323

▲ 48% vs 2022

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2023

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 175,647

▼ 21% vs 2022

€ 34,864 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 30,416

▲ 42% vs 2022

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 16,936

▼ 20% vs 2022

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	Change 2022 → 2023
Gross margin	€ 90,927 Gross margin 2021: € 90,927 First fiscal year in the series	€ 129,541 Gross margin 2022: € 129,541 ▲ 42% vs 2021 (€ 90,927) Favourable step	€ 25,245 Gross margin 2023: € 25,245 ▼ 81% vs 2022 (€ 129,541) Unfavourable step	▼ 81%
Profit after taxes	€ 10,187 Profit after taxes 2021: € 10,187 First fiscal year in the series	€ 26,319 Profit after taxes 2022: € 26,319 ▲ 158% vs 2021 (€ 10,187) Favourable step	€ -44,766 Profit after taxes 2023: € -44,766 ▼ € 71,085 vs 2022 (€ 26,319) Unfavourable step	▼ € 71,085
Equity	€ -19,268 Equity 2021: € -19,268 First fiscal year in the series	€ 7,051 Equity 2022: € 7,051 ▲ € 26,319 vs 2021 (€ -19,268) Favourable step	€ -37,715 Equity 2023: € -37,715 ▼ € 44,766 vs 2022 (€ 7,051) Unfavourable step	▼ € 44,766
Total debts	€ 123,988 Total debts 2021: € 123,988 First fiscal year in the series	€ 286,732 Total debts 2022: € 286,732 ▲ 131% vs 2021 (€ 123,988) Unfavourable step	€ 254,089 Total debts 2023: € 254,089 ▼ 11% vs 2022 (€ 286,732) Favourable step	▼ 11%
Cash	€ 52,660 Cash 2021: € 52,660 First fiscal year in the series	€ 10,764 Cash 2022: € 10,764 ▼ 80% vs 2021 (€ 52,660) Unfavourable step	€ 37,232 Cash 2023: € 37,232 ▲ 246% vs 2022 (€ 10,764) Favourable step	▲ 246%
Retained profit	€ -37,868 Retained profit 2021: € -37,868 First fiscal year in the series	€ -11,549 Retained profit 2022: € -11,549 ▲ € 26,319 vs 2021 (€ -37,868) Favourable step	€ -56,315 Retained profit 2023: € -56,315 ▼ € 44,766 vs 2022 (€ -11,549) Unfavourable step	▼ € 44,766
Bank debt	€ 88,879 Bank debt 2021: € 88,879 First fiscal year in the series	€ 223,310 Bank debt 2022: € 223,310 ▲ 151% vs 2021 (€ 88,879) Unfavourable step	€ 175,647 Bank debt 2023: € 175,647 ▼ 21% vs 2022 (€ 223,310) Favourable step	▼ 21%
Balance sheet total	€ 104,721 Balance sheet total 2021: € 104,721 First fiscal year in the series	€ 293,784 Balance sheet total 2022: € 293,784 ▲ 181% vs 2021 (€ 104,721) Unchanged	€ 216,374 Balance sheet total 2023: € 216,374 ▼ 26% vs 2022 (€ 293,784) Unchanged	▼ 26%
Employees (FTE)	0.8 Employees (FTE) 2021: 0.8 First fiscal year in the series	-	-

Key figures of Bene&co, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.

What happened to Bene&co?

What happened at Bene&co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Bene&co is active according to the CBE. Legal situation: Gerechtelijke ontbinding of nietigheid.

Oct 22, 2024 New annual accounts for financial year 2023: loss of € 44,766 (▼ € 71,085 vs 2022). filed late Source: NBB ↗
Sep 6, 2010 New establishment in Geel. KBO
Jun 25, 2008 Start of the company according to the CBE. KBO

In short

From € 10,187 profit in 2021 to € 44,766 loss in 2023.

Paid € 16,026 in corporate taxes since 2021.

Best year ever: 2022, with € 26,319 profit.

Original PDFs at the National Bank ↗

A new publication or filing at Bene&co? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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