What does PANORAMA do?

PANORAMA is an estate agency in Brugge. Private Limited, started on 26 June 2008, 1 establishment.

What is the address of PANORAMA?

The registered office of PANORAMA is located at Torhoutse Steenweg 344, 8200 Brugge.

Is PANORAMA still active?

Yes. According to the CBE (31 October 2026) PANORAMA is active, legal situation “Normale toestand”, started on 26 June 2008.

Is PANORAMA registered on Peppol?

Yes, PANORAMA is registered on the Peppol network with ID 0208:0898820212.

What is the enterprise number of PANORAMA?

The enterprise number of PANORAMA is BE0898820212.

When was PANORAMA founded?

PANORAMA was founded on 26 June 2008.

Who are the directors of PANORAMA?

According to the 2025 annual accounts, the directors of PANORAMA are: Panoramax BV.

Is PANORAMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 June 2008; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did PANORAMA make in 2025?

PANORAMA posted a profit after taxes of € 162,074 in financial year 2025.

What is the revenue of PANORAMA?

As a small company, PANORAMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 333,759.

How much does an employee at PANORAMA earn?

The average wage cost per full-time employee at PANORAMA was € 43,100 in 2025: staff costs of € 43,091 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does PANORAMA have?

According to the 2025 annual accounts, PANORAMA has 1 full-time equivalents (FTE).

PANORAMA (Private Limited) - Brugge - BE0898820212

Dossier PANORAMA, printed on 31 October 2026 from databakkes.be/en/0898820212/panorama. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PANORAMA from Brugge, company number BE0898820212, closed financial year 2025 with a result of € 162,074 after tax. For that financial year PANORAMA recorded a gross margin of € 333,759 and equity of € 1 million. Compared with financial year 2024, the result moved from € 128,126 to € 162,074. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 16, 2026.

What it is worth Growing

€ 1 million

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 162,074

▲ 26% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 813,225

▼ 11% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 140,000 paid out

86 % of the profit went to the shareholders, mostly to PANORAMAX (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 43,091

▼ 38% vs 2024

€ 43,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 40,216

▲ € 36,415 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 136,388

▼ 14% vs 2024

€ 22,167 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 121,874

▲ 16% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 46,717

▲ 48% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 718,021 Gross margin 2022: € 718,021 First fiscal year in the series	€ 461,971 Gross margin 2023: € 461,971 ▼ 36% vs 2022 (€ 718,021) Unfavourable step	€ 327,351 Gross margin 2024: € 327,351 ▼ 29% vs 2023 (€ 461,971) Unfavourable step	€ 333,759 Gross margin 2025: € 333,759 ▲ 2% vs 2024 (€ 327,351) Favourable step	▲ 2%
Profit after taxes	€ 482,705 Profit after taxes 2022: € 482,705 First fiscal year in the series	€ 292,974 Profit after taxes 2023: € 292,974 ▼ 39% vs 2022 (€ 482,705) Unfavourable step	€ 128,126 Profit after taxes 2024: € 128,126 ▼ 56% vs 2023 (€ 292,974) Unfavourable step	€ 162,074 Profit after taxes 2025: € 162,074 ▲ 26% vs 2024 (€ 128,126) Favourable step	▲ 26%
Equity	€ 944,437 Equity 2022: € 944,437 First fiscal year in the series	€ 997,411 Equity 2023: € 997,411 ▲ 6% vs 2022 (€ 944,437) Favourable step	€ 1,015,537 Equity 2024: € 1,015,537 ▲ 2% vs 2023 (€ 997,411) Favourable step	€ 1,037,611 Equity 2025: € 1,037,611 ▲ 2% vs 2024 (€ 1,015,537) Favourable step	▲ 2%
Total debts	€ 1,707,397 Total debts 2022: € 1,707,397 First fiscal year in the series	€ 1,068,723 Total debts 2023: € 1,068,723 ▼ 37% vs 2022 (€ 1,707,397) Favourable step	€ 918,340 Total debts 2024: € 918,340 ▼ 14% vs 2023 (€ 1,068,723) Favourable step	€ 816,365 Total debts 2025: € 816,365 ▼ 11% vs 2024 (€ 918,340) Favourable step	▼ 11%
Cash	€ 1,144,930 Cash 2022: € 1,144,930 First fiscal year in the series	€ 934,677 Cash 2023: € 934,677 ▼ 18% vs 2022 (€ 1,144,930) Unfavourable step	€ 912,849 Cash 2024: € 912,849 ▼ 2% vs 2023 (€ 934,677) Unfavourable step	€ 813,225 Cash 2025: € 813,225 ▼ 11% vs 2024 (€ 912,849) Unfavourable step	▼ 11%
Land & buildings	€ 1,106,683 Land & buildings 2022: € 1,106,683 First fiscal year in the series	€ 1,026,464 Land & buildings 2023: € 1,026,464 ▼ 7% vs 2022 (€ 1,106,683) Unchanged	€ 946,246 Land & buildings 2024: € 946,246 ▼ 8% vs 2023 (€ 1,026,464) Unchanged	€ 866,027 Land & buildings 2025: € 866,027 ▼ 8% vs 2024 (€ 946,246) Unchanged	▼ 8%
Retained profit	€ 924,639 Retained profit 2022: € 924,639 First fiscal year in the series	€ 977,613 Retained profit 2023: € 977,613 ▲ 6% vs 2022 (€ 924,639) Favourable step	€ 995,739 Retained profit 2024: € 995,739 ▲ 2% vs 2023 (€ 977,613) Favourable step	€ 1,017,813 Retained profit 2025: € 1,017,813 ▲ 2% vs 2024 (€ 995,739) Favourable step	▲ 2%
Dividend	€ 455,000 Dividend 2022: € 455,000 First fiscal year in the series	€ 240,000 Dividend 2023: € 240,000 ▼ 47% vs 2022 (€ 455,000) Unchanged	€ 110,000 Dividend 2024: € 110,000 ▼ 54% vs 2023 (€ 240,000) Unchanged	€ 140,000 Dividend 2025: € 140,000 ▲ 27% vs 2024 (€ 110,000) Unchanged	▲ 27%
Bank debt	€ 225,273 Bank debt 2022: € 225,273 First fiscal year in the series	€ 180,721 Bank debt 2023: € 180,721 ▼ 20% vs 2022 (€ 225,273) Favourable step	€ 158,555 Bank debt 2024: € 158,555 ▼ 12% vs 2023 (€ 180,721) Favourable step	€ 136,388 Bank debt 2025: € 136,388 ▼ 14% vs 2024 (€ 158,555) Favourable step	▼ 14%
Balance sheet total	€ 2,651,834 Balance sheet total 2022: € 2,651,834 First fiscal year in the series	€ 2,066,134 Balance sheet total 2023: € 2,066,134 ▼ 22% vs 2022 (€ 2,651,834) Unchanged	€ 1,933,876 Balance sheet total 2024: € 1,933,876 ▼ 6% vs 2023 (€ 2,066,134) Unchanged	€ 1,853,975 Balance sheet total 2025: € 1,853,975 ▼ 4% vs 2024 (€ 1,933,876) Unchanged	▼ 4%
Employees (FTE)	2.1 Employees (FTE) 2022: 2.1 First fiscal year in the series	0.8 Employees (FTE) 2023: 0.8 ▼ 1.3 vs 2022 (2.1) Unchanged	1.3 Employees (FTE) 2024: 1.3 ▲ 0.5 vs 2023 (0.8) Unchanged	1 Employees (FTE) 2025: 1 ▼ 0.3 vs 2024 (1.3) Unchanged	▼ 0.3

Key figures of PANORAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PANORAMA?

What happened at PANORAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 16, 2026 New annual accounts for financial year 2025: profit of € 162,074 (▲ 26% vs 2024). Source: NBB ↗
2018 Panoramax BV became a director. NBB
Jul 1, 2008 New establishment in Brugge. KBO
Jun 26, 2008 Start of the company according to the CBE. KBO

In short

From € 482,705 profit in 2022 to € 162,074 profit in 2025.

Paid € 52,280 in corporate taxes since 2022.

Best year ever: 2022, with € 482,705 profit.

On average € 333,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

PANORAMAX 100%

The stake of PANORAMAX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

PANORAMA

Behind PANORAMA is Panoramax BV. The shares are held by PANORAMAX (100%).

Directors

According to the 2025 annual accounts

Panoramax BV

Director · represented by Delobelle Sebastien

Also active at: PANORAMA KORTRIJK

since 2018

Shareholders

PANORAMAX

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Torhoutse Steenweg 344

8200 Brugge

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

PANORAMAX same network

€ 42,362 gross margin · 2025

GESTIA

€ 240,190 gross margin · 2025

PANORAMA KORTRIJK same network

€ 54,659 gross margin · 2025

Panoramix

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0898.820.212

VAT number

BE 0898.820.212

Registered office

Torhoutse Steenweg 344, 8200 Brugge

Names & denominations

PANORAMA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 June 2008

Peppol

Active · Active since 2 Oct 2025

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Activiteiten van holdings

Overige zakelijke dienstverlening, neg

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

PANORAMA

Financials

What happened to PANORAMA?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions