Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
FINHOL from Enghien, company number BE0898528618, closed financial year 2024 with a result of € -200,358 after tax. For that financial year FINHOL recorded a gross margin of € 62,521 and equity of € -688,119. Compared with financial year 2023, the result moved from € -1.3 million to € -200,358. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2025.
€ -688,119
▼ € 200,358 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -200,358
▲ 84 % less loss than in 2023
Profit after tax over the fiscal year.
€ 8,972
▼ 50% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.1 million.
People and assets in 2024
3.8
▼ 0.3 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 151,200
▼ 31% vs 2023
€ 39,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 77
▼ 98% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 393,232
▲ 10% vs 2023
Loans from banks and other lenders, long and short.
€ 128,363
▲ 22% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 205,418
▲ 51% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 363,877 | € 426,992 | € 325,243 | € 62,521 | ▼ 81% |
| Profit after taxes | € 55,254 | € 149,502 | € -1,288,011 | € -200,358 | ▲ € 1.1 million |
| Equity | € 650,749 | € 800,251 | € -487,761 | € -688,119 | ▼ € 200,358 |
| Total debts | € 857,791 | € 743,724 | € 654,556 | € 800,444 | ▲ 22% |
| Cash | € 14,900 | € 6,275 | € 17,880 | € 8,972 | ▼ 50% |
| Retained profit | € -1,715,751 | € -1,566,249 | € -2,854,261 | € -3,054,619 | ▼ € 200,358 |
| Bank debt | € 486,137 | € 508,362 | € 357,611 | € 393,232 | ▲ 10% |
| Balance sheet total | € 1,508,541 | € 1,543,975 | € 166,795 | € 112,325 | ▼ 33% |
| Employees (FTE) | 4.5 | 4 | 4.1 | 3.8 | ▼ 0.3 |
Key figures of FINHOL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FINHOL?
What happened at FINHOL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 200,358. filed late Source: NBB ↗
- Amaury de LANNOY became a director. NBB
- Eric COPPIETERS de GIBSON became a director. NBB
- New establishment in Enghien. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,254 profit in 2021 to € 200,358 loss in 2024.
Paid € 4,764 in corporate taxes since 2021.
Best year ever: 2022, with € 149,502 profit.
On average € 16,500 of value added per employee in 2024.
A new publication or filing at FINHOL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINHOL are Amaury de LANNOY and Eric COPPIETERS de GIBSON. Eric COPPIETERS de GIBSON is also behind BEDANE.
Directors
According to the 2024 annual accounts
Amaury de LANNOY
Managing director
since 2021
since 2021
Establishments
Establishment units
Physical locations of this company
Jan Burgersstraat 23
7850 Enghien
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0898.528.618
- VAT number
- BE 0898.528.618
- Registered office
- Jan Burgersstraat 23, 7850 Enghien
- Names & denominations
- FINHOL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 2008
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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