Financials
Financial year 2025
A & J from Laarne, company number BE0898387373, closed financial year 2025 with a result of € 8,836 after tax. For that financial year A & J recorded a gross margin of € 168,208 and equity of € 243,332. Compared with financial year 2024, the result moved from € 26,384 to € 8,836. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2026.
€ 243,332
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,836
▼ 67% vs 2024
Profit after tax over the fiscal year.
€ 8,688
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 224,732.
People and assets in 2025
€ 124,070
▼ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,808
▲ 128% vs 2024
Of which on lease € 11,414.
Debts at end 2025
€ 73,003
▼ 12% vs 2024
€ 31,125 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 79,124
▼ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,253
▲ 81% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 237,184 | € 259,937 | € 236,376 | € 168,208 | ▼ 29% |
| Profit after taxes | € 33,428 | € 20,085 | € 26,384 | € 8,836 | ▼ 67% |
| Equity | € 188,027 | € 208,112 | € 234,496 | € 243,332 | ▲ 4% |
| Total debts | € 226,037 | € 295,712 | € 216,297 | € 159,380 | ▼ 26% |
| Cash | € 9,483 | € 10,315 | € 12,418 | € 8,688 | ▼ 30% |
| Land & buildings | € 56,571 | € 52,640 | € 68,459 | € 64,528 | ▼ 6% |
| Retained profit | € 169,427 | € 189,512 | € 215,896 | € 224,732 | ▲ 4% |
| Bank debt | € 117,964 | € 109,581 | € 82,546 | € 73,003 | ▼ 12% |
| Balance sheet total | € 414,064 | € 503,824 | € 450,793 | € 402,712 | ▼ 11% |
Key figures of A & J, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
Ask about A & J the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to A & J?
What happened at A & J in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,836 (▼ 67% vs 2024). filed late Source: NBB ↗
- New establishment in Laarne. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
In short
From € 33,428 profit in 2022 to € 8,836 profit in 2025.
Paid € 29,215 in corporate taxes since 2022.
Best year ever: 2022, with € 33,428 profit.
Management
Behind A & J is ANDRE COURS.
Directors
According to the 2025 annual accounts
ANDRE COURS
Director
Establishments
Establishment units
Physical locations of this company
Colmanstraat 68
9270 Laarne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- COURS André Achiel Stéphanie(oprichter) 50%
- DE GROEVE Jeannine Michel Irma(oprichter) 50%
Details
- Company number
- 0898.387.373
- VAT number
- BE 0898.387.373
- Registered office
- Colmanstraat 68, 9270 Laarne
- Names & denominations
- A & J
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 2008
- Peppol
- Active · Active since 23 Feb 2026
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