Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 1 to 0.
Financials
Financial year 2025
E & F Consulting from Heusden-Zolder, company number BE0898243259, closed financial year 2025 with a result of € 145,640 after tax. For that financial year E & F Consulting recorded a gross margin of € 426,374 and equity of € 650,323. Compared with financial year 2024, the result moved from € 142,197 to € 145,640. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 650,323
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 145,640
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 120,497
▲ 197% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 197,525 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 42,411
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▼ 5% vs 2024
€ 114,660 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 9,986
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,550
▼ 96% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 240,896 | € 630,887 | € 447,575 | € 426,374 | ▼ 5% |
| Profit after taxes | € 79,841 | € 242,296 | € 142,197 | € 145,640 | ▲ 2% |
| Equity | € 480,195 | € 656,039 | € 702,208 | € 650,323 | ▼ 7% |
| Total debts | € 143,853 | € 2,680,761 | € 2,390,440 | € 2,256,302 | ▼ 6% |
| Cash | € 388,123 | € 32,597 | € 40,547 | € 120,497 | ▲ 197% |
| Land & buildings | - | € 2,496,984 | € 2,451,822 | € 2,339,848 | ▼ 5% |
| Retained profit | € 473,895 | € 649,739 | € 695,908 | € 644,023 | ▼ 7% |
| Dividend | € 60,351 | € 63,314 | € 96,027 | € 197,525 | ▲ 106% |
| Bank debt | € 0 | € 2,090,636 | € 1,999,668 | € 1,898,260 | ▼ 5% |
| Balance sheet total | € 662,291 | € 3,373,473 | € 3,127,060 | € 2,938,775 | ▼ 6% |
| Employees (FTE) | 1 | 1 | 0.1 | 0 | ▼ 0.1 |
Key figures of E & F Consulting, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to E & F Consulting?
What happened at E & F Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 145,640 (▲ 2% vs 2024). Source: NBB ↗
- Elfie Aerts became a director. NBB
- Filip Aerts became a director. NBB
- New establishment in Heusden-Zolder. KBO
- Start of the company according to the CBE. KBO
In short
From € 79,841 profit in 2022 to € 145,640 profit in 2025.
Paid € 249,788 in corporate taxes since 2022.
Best year ever: 2023, with € 242,296 profit.
On average € 630,900 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind E & F Consulting are Elfie Aerts and Filip Aerts. It owns 24.7% of Webflux itself.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Establishments
Establishment units
Physical locations of this company
Beringersteenweg 80
3550 Heusden-Zolder
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0898.243.259
- VAT number
- BE 0898.243.259
- Registered office
- Beringersteenweg 80, 3550 Heusden-Zolder
- Names & denominations
- E & F Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 2008
- Peppol
- Active · Active since 13 May 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van reclamebureaus