Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CLOVER STABLES from Philippeville, company number BE0898151407, closed financial year 2025 with a result of € -33,892 after tax. For that financial year CLOVER STABLES recorded a gross margin of € 8,328 and equity of € 165,707. Compared with financial year 2024, the result moved from € -27,524 to € -33,892. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 165,707
▼ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,892
▼ 23 % more loss than in 2024
Profit after tax over the fiscal year.
€ 22,140
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 144,170.
People and assets in 2025
€ 22,787
▼ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 170,524
▼ 12% vs 2024
€ 24,249 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 12,879
▲ 171% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 344,415 | € 72,496 | € 10,290 | € 8,328 | ▼ 19% |
| Profit after taxes | € 202,270 | € 56,102 | € -27,524 | € -33,892 | ▼ € 6,369 |
| Equity | € 409,634 | € 469,384 | € 199,599 | € 165,707 | ▼ 17% |
| Total debts | € 37,049 | € 47,726 | € 214,607 | € 183,403 | ▼ 15% |
| Cash | € 56,533 | € 96,858 | € 63,412 | € 22,140 | ▼ 65% |
| Land & buildings | € 317,757 | € 288,607 | € 43,788 | € 43,468 | ▼ 1% |
| Retained profit | € 149,484 | € 209,234 | € 178,062 | € 144,170 | ▼ 19% |
| Bank debt | € 0 | € 0 | € 193,841 | € 170,524 | ▼ 12% |
| Balance sheet total | € 513,822 | € 580,566 | € 477,529 | € 404,744 | ▼ 15% |
Key figures of CLOVER STABLES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLOVER STABLES?
What happened at CLOVER STABLES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,892. Source: NBB ↗
- New establishment in Philippeville. KBO
- Start of the company according to the CBE. KBO
In short
From € 202,270 profit in 2022 to € 33,892 loss in 2025.
Paid € 200 in corporate taxes since 2022.
Best year ever: 2022, with € 202,270 profit.
Management
Behind CLOVER STABLES are Olivier RUCQUOY and Catheline PHILIPPRON.
Directors
According to the 2025 annual accounts
Olivier RUCQUOY
Director
Catheline PHILIPPRON
Director
Establishments
Establishment units
Physical locations of this company
Rue des Chaufours 57
5600 Philippeville
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0898.151.407
- VAT number
- BE 0898.151.407
- Registered office
- Rue des Chaufours 57, 5600 Philippeville
- Names & denominations
- CLOVER STABLES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2008
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
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