Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
S & K from Dilsen-Stokkem, company number BE0897987693, closed financial year 2024 with a result of € -28,837 after tax. For that financial year S & K recorded a gross margin of € 19,927 and equity of € 56,649. Compared with financial year 2023, the result moved from € 41,347 to € -28,837. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.
€ 56,649
▼ 34% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,837
▼ still € 41,347 profit in 2023
Profit after tax over the fiscal year.
€ 3,391
▼ 47% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 36,649.
People and assets in 2024
0.9
▼ 0.2 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 18,194
▼ 42% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 47,630
▲ 82% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 140,436
▲ 2% vs 2023
€ 20,782 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 157,382
▲ 149% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 3,651
▼ 89% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 12,380 | € 80,913 | € 70,300 | € 19,927 | ▼ 72% |
| Profit after taxes | € -43,611 | € 14,451 | € 41,347 | € -28,837 | ▼ € 70,183 |
| Equity | € 29,688 | € 44,139 | € 85,485 | € 56,649 | ▼ 34% |
| Total debts | € 463,365 | € 394,473 | € 274,000 | € 339,364 | ▲ 24% |
| Cash | € 6,511 | € 20,311 | € 6,420 | € 3,391 | ▼ 47% |
| Land & buildings | € 253,964 | € 247,215 | € 239,401 | € 231,587 | ▼ 3% |
| Retained profit | € 9,688 | € 24,139 | € 65,485 | € 36,649 | ▼ 44% |
| Bank debt | € 171,850 | € 156,289 | € 138,326 | € 140,436 | ▲ 2% |
| Balance sheet total | € 493,053 | € 438,612 | € 359,485 | € 396,013 | ▲ 10% |
| Employees (FTE) | - | - | 1.1 | 0.9 | ▼ 0.2 |
Key figures of S & K, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to S & K?
What happened at S & K in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 28,837 (▼ € 70,183 vs 2023). filed late Source: NBB ↗
- New establishment in Dilsen-Stokkem. KBO
- New establishment in Dilsen-Stokkem. KBO
- New establishment in Maasmechelen. KBO
- New establishment in Dilsen-Stokkem. KBO
- Sikhwinder Singh became a director. NBB
- Gurpreet Kaur became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 43,611 loss in 2021 to € 28,837 loss in 2024.
Paid € 3,630 in corporate taxes since 2021.
Best year ever: 2023, with € 41,347 profit.
On average € 63,900 of value added per employee in 2023.
A new publication or filing at S & K? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind S & K are Sikhwinder Singh and Gurpreet Kaur. Gurpreet Kaur is also behind JKA.
Directors
According to the 2024 annual accounts
Sikhwinder Singh
Manager
since 2008
since 2008
Establishments
Establishment units
Physical locations of this company
Rijksweg 209
3650 Dilsen-Stokkem
Langstraat(E) 68
3630 Maasmechelen
Active since 8 October 2018
Rijksweg 211
3650 Dilsen-Stokkem
Active since 1 February 2020
Rijksweg 245
3650 Dilsen-Stokkem
Active since 29 July 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.987.693
- VAT number
- BE 0897.987.693
- Registered office
- Rijksweg 209, 3650 Dilsen-Stokkem
- Names & denominations
- S & K
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2008
- Peppol
- Active · Active since 6 Feb 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Overige detailhandel in voedingsmiddelen, neg
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.
Detailhandel in kranten en andere tijdschriften
Detailhandel in cosmetica en toiletartikelen
Activiteiten van loterijen en kansspelen
Overige detailhandel in nieuwe artikelen neg
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