Active · per the CBE, 30 October 2026

S & K

BE0897987693

Rechtspersoon Private limited company 5 establishments

S & K is a supermarket in Dilsen-Stokkem. Private Limited, started on 5 May 2008, 5 establishments.

Rijksweg 209, 3650 Dilsen-Stokkem

Behind the company: Sikhwinder Singh, Gurpreet Kaur.

Active for

18 year, 5 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 5 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

S & K from Dilsen-Stokkem, company number BE0897987693, closed financial year 2024 with a result of € -28,837 after tax. For that financial year S & K recorded a gross margin of € 19,927 and equity of € 56,649. Compared with financial year 2023, the result moved from € 41,347 to € -28,837. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.

What it is worth Healthy

€ 56,649

▼ 34% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -28,837

▼ still € 41,347 profit in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 3,391

▼ 47% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 36,649.

People and assets in 2024

Full-time equivalents

0.9

▼ 0.2 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 18,194

▼ 42% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 47,630

▲ 82% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 6 years to go

€ 140,436

▲ 2% vs 2023

€ 20,782 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 157,382

▲ 149% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 3,651

▼ 89% vs 2023

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 12,380 € 80,913 € 70,300 € 19,927 ▼ 72%
Profit after taxes € -43,611 € 14,451 € 41,347 € -28,837 ▼ € 70,183
Equity € 29,688 € 44,139 € 85,485 € 56,649 ▼ 34%
Total debts € 463,365 € 394,473 € 274,000 € 339,364 ▲ 24%
Cash € 6,511 € 20,311 € 6,420 € 3,391 ▼ 47%
Land & buildings € 253,964 € 247,215 € 239,401 € 231,587 ▼ 3%
Retained profit € 9,688 € 24,139 € 65,485 € 36,649 ▼ 44%
Bank debt € 171,850 € 156,289 € 138,326 € 140,436 ▲ 2%
Balance sheet total € 493,053 € 438,612 € 359,485 € 396,013 ▲ 10%
Employees (FTE) - - 1.1 0.9 ▼ 0.2

Key figures of S & K, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to S & K?

What happened at S & K in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New establishment in Maasmechelen. KBO
  • New annual accounts for financial year 2024: loss of € 28,837 (▼ € 70,183 vs 2023). filed late Source: NBB ↗
  • New establishment in Dilsen-Stokkem. KBO
  • New establishment in Dilsen-Stokkem. KBO
  • New establishment in Maasmechelen. KBO
  • New establishment in Dilsen-Stokkem. KBO
  • Sikhwinder Singh became a director. NBB
  • Gurpreet Kaur became a director. NBB

In short

From € 43,611 loss in 2021 to € 28,837 loss in 2024.

Paid € 3,630 in corporate taxes since 2021.

Best year ever: 2023, with € 41,347 profit.

On average € 63,900 of value added per employee in 2023.

Management

Sikhwinder Singh Gurpreet Kaur
S & K

Behind S & K are Sikhwinder Singh and Gurpreet Kaur. Gurpreet Kaur is also behind JKA.

Directors

According to the 2024 annual accounts

Sikhwinder Singh

Manager

since 2008

Gurpreet Kaur

Manager

Also active at: JKA

since 2008

Establishments

Establishment units

Physical locations of this company

Registered office

Rijksweg 209

3650 Dilsen-Stokkem

2.280.337.069

Langstraat(E) 68

3630 Maasmechelen

Active since 8 October 2018

2.298.709.364

Rijksweg 211

3650 Dilsen-Stokkem

Active since 1 February 2020

2.376.391.320

Rijksweg 245

3650 Dilsen-Stokkem

Active since 29 July 2025

2.394.441.634

Pauwengraaf(E) 85

3630 Maasmechelen

Active since 1 October 2026

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0897.987.693
VAT number
BE 0897.987.693
Registered office
Rijksweg 209, 3650 Dilsen-Stokkem
Names & denominations
S & K
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
5 May 2008
Peppol
Active · Active since 6 Feb 2025
Activities · NACE

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen

Overige detailhandel in voedingsmiddelen, neg

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.

Detailhandel in kranten en andere tijdschriften

Detailhandel in cosmetica en toiletartikelen

Activiteiten van loterijen en kansspelen

Overige detailhandel in nieuwe artikelen neg

+1

Frequently asked questions

What does S & K do?
S & K is a supermarket in Dilsen-Stokkem. Private Limited, started on 5 May 2008, 5 establishments.
What is the address of S & K?
The registered office of S & K is located at Rijksweg 209, 3650 Dilsen-Stokkem.
Is S & K still active?
Yes. According to the CBE (30 October 2026) S & K is active, legal situation “Normale toestand”, started on 5 May 2008.
Is S & K registered on Peppol?
Yes, S & K is registered on the Peppol network with ID 0208:0897987693.
What is the enterprise number of S & K?
The enterprise number of S & K is BE0897987693.
When was S & K founded?
S & K was founded on 5 May 2008.