Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SEPPE CONSTRUCT from Putte, company number BE0897793990, closed financial year 2024 with a result of € -12,807 after tax. For that financial year SEPPE CONSTRUCT recorded a gross margin of € 45,689 and equity of € -9,120. Compared with financial year 2023, the result moved from € -2,730 to € -12,807. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2025.
€ -9,120
▼ € 12,807 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,807
▼ 369 % more loss than in 2023
Profit after tax over the fiscal year.
€ 7,945
▲ 1% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -21,520.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 57,806
▼ 29% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 40,635
▼ 29% vs 2023
Loans from banks and other lenders, long and short.
€ 15,341
▼ 60% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,441
▲ 48% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 222,620 | - | |
| Gross margin | € 109,377 | € 121,695 | € 73,021 | € 45,689 | ▼ 37% |
| Profit after taxes | € -4,655 | € -8,313 | € -2,730 | € -12,807 | ▼ € 10,076 |
| Equity | € 14,730 | € 6,417 | € 3,687 | € -9,120 | ▼ € 12,807 |
| Total debts | € 101,835 | € 90,345 | € 139,474 | € 111,938 | ▼ 20% |
| Cash | € 6,977 | € 15,615 | € 7,831 | € 7,945 | ▲ 1% |
| Retained profit | € 2,330 | € -5,983 | € -8,713 | € -21,520 | ▼ € 12,807 |
| Bank debt | € 25,510 | € 15,506 | € 57,188 | € 40,635 | ▼ 29% |
| Balance sheet total | € 116,565 | € 96,763 | € 143,161 | € 102,818 | ▼ 28% |
Key figures of SEPPE CONSTRUCT, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SEPPE CONSTRUCT?
What happened at SEPPE CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 12,807. filed late Source: NBB ↗
- Steven Aerts became a director. NBB
- New establishment in Putte. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,655 loss in 2021 to € 12,807 loss in 2024.
Paid € 2,236 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEPPE CONSTRUCT is Steven Aerts.
Directors
According to the 2024 annual accounts
Steven Aerts
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Berlaarbaan 23
2580 Putte
Koningsbaan 11 box 1
2580 Putte
Active since 9 May 2008
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.793.990
- VAT number
- BE 0897.793.990
- Registered office
- Berlaarbaan 23, 2580 Putte
- Names & denominations
- SEPPE CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 2008
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Installatie van isolatie
Landschapsverzorging
Overige gespecialiseerde bouwactiviteiten, neg
Vervaardiging van metalen deuren en vensters
Overige gespecialiseerde bouwwerkzaamheden
Isolatiewerkzaamheden