Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
€ - CREDIT from Aubange, company number BE0897783993, closed financial year 2025 with a result of € -3,195 after tax. For that financial year € - CREDIT recorded a gross margin of € 302 and equity of € 74,102. Compared with financial year 2024, the result moved from € -24,535 to € -3,195. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 74,102
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,195
▲ 87 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 54,102.
People and assets in 2025
€ 520
▼ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5,118
▲ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 735
▼ 88% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 328
▼ 90% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,933 | € 168,076 | € -21,736 | € 302 | ▲ € 22,038 |
| Profit after taxes | € -6,934 | € 106,897 | € -24,535 | € -3,195 | ▲ € 21,341 |
| Equity | € -5,066 | € 101,831 | € 77,296 | € 74,102 | ▼ 4% |
| Total debts | € 121,705 | € 30,093 | € 14,363 | € 6,181 | ▼ 57% |
| Cash | € 1,504 | € 53,546 | € 206 | € 9 | ▼ 96% |
| Retained profit | € -25,066 | € 81,831 | € 57,296 | € 54,102 | ▼ 6% |
| Bank debt | € 111,197 | € 610 | € 4,863 | € 5,118 | ▲ 5% |
| Balance sheet total | € 116,640 | € 131,925 | € 91,659 | € 80,283 | ▼ 12% |
Key figures of € - CREDIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to € - CREDIT?
What happened at € - CREDIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RENEE SANCOVA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 3,195. Source: NBB ↗
- RENEE SANCOVA became a director. NBB
- New establishment in Tenneville. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,934 loss in 2022 to € 3,195 loss in 2025.
Paid € 49,006 in corporate taxes since 2022.
Best year ever: 2023, with € 106,897 profit.
Management
Directors
According to the 2025 annual accounts
RENEE SANCOVA
Director
since 2011 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue Claie - AIX-s-CLOIE 63
6792 Aubange
Grand-Rue 76
6971 Tenneville
Active since 28 September 2010
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.783.993
- VAT number
- BE 0897.783.993
- Registered office
- Rue Claie - AIX-s-CLOIE 63, 6792 Aubange
- Names & denominations
- € - CREDIT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2008
- Peppol
- Not registered