Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
RICHARD JACQUES ET FILS from Beauraing, company number BE0897708670, closed financial year 2024 with a result of € 27,993 after tax. For that financial year RICHARD JACQUES ET FILS recorded a gross margin of € 598,488 and equity of € 336,527. Compared with financial year 2023, the result moved from € 47,023 to € 27,993. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2025.
€ 336,527
▲ 9% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 27,993
▼ 40% vs 2023
Profit after tax over the fiscal year.
€ 13,260
▼ 66% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 330,327.
People and assets in 2024
8.8
Average over the fiscal year, from the social balance sheet.
€ 494,420
▲ 19% vs 2023
€ 56,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 182,166
▲ 261% vs 2023
Of which on lease € 148,560.
Debts at end 2024
€ 426,129
▲ 60% vs 2023
€ 84,102 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 87,035
▲ 61% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 58,588
▼ 18% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 215,865 | € 362,696 | € 552,289 | € 598,488 | ▲ 8% |
| Profit after taxes | € 82,881 | € 65,007 | € 47,023 | € 27,993 | ▼ 40% |
| Equity | € 196,503 | € 261,510 | € 308,533 | € 336,527 | ▲ 9% |
| Total debts | € 267,969 | € 362,908 | € 481,005 | € 625,752 | ▲ 30% |
| Cash | € 52,519 | € 41,283 | € 38,906 | € 13,260 | ▼ 66% |
| Land & buildings | € 175,686 | € 165,960 | € 229,252 | € 206,221 | ▼ 10% |
| Retained profit | € 190,303 | € 255,310 | € 302,333 | € 330,327 | ▲ 9% |
| Bank debt | € 167,366 | € 244,995 | € 266,994 | € 426,129 | ▲ 60% |
| Balance sheet total | € 464,472 | € 624,417 | € 789,538 | € 962,279 | ▲ 22% |
| Employees (FTE) | - | - | 8.8 | 8.8 |
Key figures of RICHARD JACQUES ET FILS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to RICHARD JACQUES ET FILS?
What happened at RICHARD JACQUES ET FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 27,993 (▼ 40% vs 2023). filed late Source: NBB ↗
- Jean-Philippe RICHARD became a director. NBB
- New establishment in Beauraing. KBO
- Start of the company according to the CBE. KBO
In short
From € 82,881 profit in 2021 to € 27,993 profit in 2024.
Paid € 53,457 in corporate taxes since 2021.
Best year ever: 2021, with € 82,881 profit.
On average € 68,000 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RICHARD JACQUES ET FILS is Jean-Philippe RICHARD.
Directors
According to the 2024 annual accounts
Jean-Philippe RICHARD
Manager
since 2014
Establishments
Establishment units
Physical locations of this company
R. de la Ferme des Trois Moulins 15
5570 Beauraing
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.708.670
- VAT number
- BE 0897.708.670
- Registered office
- R. de la Ferme des Trois Moulins 15, 5570 Beauraing
- Names & denominations
- RICHARD JACQUES ET FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2008
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- [email protected]
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Sanitaire werkzaamheden