Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PATISSERIE ARNOULD from Saint-Hubert, company number BE0897524172, closed financial year 2025 with a result of € 32,619 after tax. For that financial year PATISSERIE ARNOULD recorded a gross margin of € 630,964 and equity of € 107,125. Compared with financial year 2024, the result moved from € 25,999 to € 32,619. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 7, 2026.
€ 107,125
▲ 44% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,619
▲ 25% vs 2024
Profit after tax over the fiscal year.
€ 83,681
▲ € 79,997 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 57,125.
People and assets in 2025
€ 391,328
▲ 15% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 81,811
▲ 39% vs 2024
Of which on lease € 68,867.
Debts at end 2025
€ 517,027
▲ 12% vs 2024
€ 169,199 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 84,481
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 43,354
▼ 21% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 524,247 | € 426,749 | € 510,067 | € 630,964 | ▲ 24% |
| Profit after taxes | € 63,596 | € 11,221 | € 25,999 | € 32,619 | ▲ 25% |
| Equity | € 37,286 | € 48,507 | € 74,506 | € 107,125 | ▲ 44% |
| Total debts | € 835,202 | € 782,394 | € 741,380 | € 702,297 | ▼ 5% |
| Cash | € 4,707 | € 5,425 | € 3,684 | € 83,681 | ▲ € 79,997 |
| Land & buildings | € 652,241 | € 628,822 | € 585,092 | € 537,656 | ▼ 8% |
| Retained profit | € -12,714 | € -1,493 | € 24,506 | € 57,125 | ▲ 133% |
| Bank debt | € 538,045 | € 479,941 | € 460,658 | € 517,027 | ▲ 12% |
| Balance sheet total | € 872,488 | € 830,901 | € 815,886 | € 809,422 | ▼ 1% |
| Employees (FTE) | 8.6 | 8.2 | 9 | - |
Key figures of PATISSERIE ARNOULD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to PATISSERIE ARNOULD?
What happened at PATISSERIE ARNOULD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,619 (▲ 25% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Saint-Hubert. KBO
In short
From € 63,596 profit in 2022 to € 32,619 profit in 2025.
Paid € 37,201 in corporate taxes since 2022.
Best year ever: 2022, with € 63,596 profit.
On average € 56,700 of value added per employee in 2024.
Establishments
Establishment units
Physical locations of this company
Place du Marché 6
6870 Saint-Hubert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.524.172
- VAT number
- BE 0897.524.172
- Registered office
- Place du Marché 6, 6870 Saint-Hubert
- Names & denominations
- PATISSERIE ARNOULD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 2008
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)