Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 45.9 to 36.3.
-
Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
iCREDIT from Antwerpen, company number BE0897431132, closed financial year 2025 with a result of € 5,144 after tax. For that financial year iCREDIT recorded a gross margin of € 2.4 million and equity of € 851,768. Compared with financial year 2024, the result moved from € -75,868 to € 5,144. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 851,768
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,144
▲ still € 75,868 loss in 2024
Profit after tax over the fiscal year.
€ 406,226
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 783,168.
People and assets in 2025
36.3
▼ 5.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.3 million
▼ 14% vs 2024
€ 63,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,925
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 107,000
Loans from banks and other lenders, long and short.
€ 321,100
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 264,939
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,727,680 | € 3,105,641 | € 2,724,027 | € 2,432,771 | ▼ 11% |
| Profit after taxes | € 201,146 | € 82,341 | € -75,868 | € 5,144 | ▲ € 81,013 |
| Equity | € 840,151 | € 922,492 | € 846,624 | € 851,768 | ▲ 1% |
| Total debts | € 833,576 | € 733,809 | € 625,026 | € 693,039 | ▲ 11% |
| Cash | € 427,114 | € 369,370 | € 372,566 | € 406,226 | ▲ 9% |
| Retained profit | € 771,551 | € 853,892 | € 778,024 | € 783,168 | ▲ 1% |
| Dividend | € 100,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 0 | € 0 | € 107,000 | |
| Balance sheet total | € 1,673,727 | € 1,656,301 | € 1,471,650 | € 1,544,807 | ▲ 5% |
| Employees (FTE) | 43.6 | 45.9 | 42.1 | 36.3 | ▼ 5.8 |
Key figures of iCREDIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to iCREDIT?
What happened at iCREDIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,144. Source: NBB ↗
- New establishment in Machelen (Brab.). KBO
- OTOCS BVBA became a director. NBB
- New establishment in Antwerpen. KBO
- Sven Bruggeman became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 201,146 profit in 2022 to € 5,144 profit in 2025.
Paid € 281,764 in corporate taxes since 2022.
Best year ever: 2022, with € 201,146 profit.
On average € 67,000 of value added per employee in 2025.
A new publication or filing at iCREDIT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of OtoCS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
iCREDITBehind iCREDIT are OTOCS BVBA and Sven Bruggeman. The shares are held by OtoCS (30%).
Directors
According to the 2025 annual accounts
since 2015
since 2008
Shareholders
30%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Noorderplaats 5 box 5
2000 Antwerpen
Culliganlaan 2 box 4
1831 Machelen (Brab.)
Active since 1 September 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →Dela Funerals Assistance 1
€ 67.8 million revenue · 2025
Crematorium Brugge
€ 812,499 gross margin · 2025
Crematorium Vilvoorde
€ 137 gross margin · 2025
DELA HOLDING BELGIUM
TORANN
€ 9.4 million revenue · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0897.431.132
- VAT number
- BE 0897.431.132
- Registered office
- Noorderplaats 5 bus 5, 2000 Antwerpen
- Names & denominations
- iCREDIT · iCredit/ CREDIRE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 April 2008
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- icredit.be +3232010190
- Activities · NACE
Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening
Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten
Andere vormen van arbeidsbemiddeling
Computerconsultancy-activiteiten
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Arbeidsbemiddeling
Overige onderwijsondersteunende dienstverlening
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering