Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
GAEL FRERE ASSURANCES from Dinant, company number BE0897319086, closed financial year 2024 with a result of € 41,975 after tax. For that financial year GAEL FRERE ASSURANCES recorded a gross margin of € 106,060 and equity of € 193,184. Compared with financial year 2023, the result moved from € 39,147 to € 41,975. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2025.
€ 193,184
▲ 11% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 41,975
▲ 7% vs 2023
Profit after tax over the fiscal year.
€ 99,008
▲ 93% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 23,000 paid out
55 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 36,439
▲ 2% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,393
▼ 39% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 8,185
▲ 25% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 40,752
▲ 16% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 81,490 | € 81,702 | € 92,825 | € 106,060 | ▲ 14% |
| Profit after taxes | € 31,933 | € 29,625 | € 39,147 | € 41,975 | ▲ 7% |
| Equity | € 124,437 | € 145,062 | € 174,209 | € 193,184 | ▲ 11% |
| Total debts | € 29,291 | € 50,032 | € 54,902 | € 75,302 | ▲ 37% |
| Cash | € 75,188 | € 99,427 | € 51,389 | € 99,008 | ▲ 93% |
| Retained profit | € 118,237 | € 138,862 | € 166,149 | € 185,124 | ▲ 11% |
| Dividend | € 0 | € 9,000 | € 10,000 | € 23,000 | ▲ 130% |
| Balance sheet total | € 153,728 | € 195,094 | € 229,110 | € 268,486 | ▲ 17% |
Key figures of GAEL FRERE ASSURANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GAEL FRERE ASSURANCES?
What happened at GAEL FRERE ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 41,975 (▲ 7% vs 2023). filed late Source: NBB ↗
- Gaël FRERE became a director. NBB
- New establishment in Dinant. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,933 profit in 2021 to € 41,975 profit in 2024.
Paid € 62,003 in corporate taxes since 2021.
Best year ever: 2024, with € 41,975 profit.
Paid out € 42,000 in dividends to the owners in total.
A new publication or filing at GAEL FRERE ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GAEL FRERE ASSURANCES is Gaël FRERE. It owns DSV SRL itself.
Directors
According to the 2024 annual accounts
Gaël FRERE
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Rue des Vergers 10
5500 Dinant
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0897.319.086
- VAT number
- BE 0897.319.086
- Registered office
- Rue des Vergers 10, 5500 Dinant
- Names & denominations
- GAEL FRERE ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 April 2008
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars