Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LUCIE INVEST from Saint-Ghislain, company number BE0896925445, closed financial year 2025 with a result of € -14,812 after tax. For that financial year LUCIE INVEST recorded a gross margin of € 15,023 and equity of € -75,971. Compared with financial year 2024, the result moved from € -28,802 to € -14,812. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2025.
€ -75,971
▼ € 14,812 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,812
▲ 49 % less loss than in 2024
Profit after tax over the fiscal year.
€ 21,522
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -82,171.
Debts at end 2025
€ 116,254
▼ 19% vs 2024
€ 29,423 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 75,777
▲ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,572 | € 36,810 | € 8,875 | € 15,023 | ▲ 69% |
| Profit after taxes | € -5,712 | € 6,577 | € -28,802 | € -14,812 | ▲ € 13,990 |
| Equity | € -38,934 | € -32,357 | € -61,159 | € -75,971 | ▼ € 14,812 |
| Total debts | € 242,695 | € 230,559 | € 242,321 | € 239,344 | ▼ 1% |
| Cash | € 10,397 | € 19,143 | € 20,567 | € 21,522 | ▲ 5% |
| Land & buildings | € 190,944 | € 174,580 | € 158,216 | € 141,851 | ▼ 10% |
| Retained profit | € -45,134 | € -38,557 | € -67,359 | € -82,171 | ▼ € 14,812 |
| Bank debt | € 195,427 | € 170,470 | € 144,106 | € 116,254 | ▼ 19% |
| Balance sheet total | € 203,761 | € 198,203 | € 181,162 | € 163,373 | ▼ 10% |
Key figures of LUCIE INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to LUCIE INVEST?
What happened at LUCIE INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,812. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 5,712 loss in 2022 to € 14,812 loss in 2025.
Best year ever: 2023, with € 6,577 profit.
A new publication or filing at LUCIE INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LUCIE INVEST are Nathalie ELIA and Patricia ELIA. Nathalie ELIA is also behind COMMERCIAL A.G.R.. Patricia ELIA is also behind AU GOURMAND RAVI and EUROLIA.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Zone art. de la Rivièrette(SG) 22
7330 Saint-Ghislain
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0896.925.445
- VAT number
- BE 0896.925.445
- Registered office
- Zone art. de la Rivièrette(SG) 22, 7330 Saint-Ghislain
- Names & denominations
- LUCIE INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 2008
- Peppol
- Not registered