Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINAMER from Antwerpen, company number BE0896851805, closed financial year 2025 with a result of € -8,090 after tax. For that financial year FINAMER recorded a gross margin of € 23,514 and equity of € 653,873. Compared with financial year 2024, the result moved from € 242,178 to € -8,090. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 27, 2025.
€ 653,873
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,090
▼ still € 242,178 profit in 2024
Profit after tax over the fiscal year.
€ 83,270
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 581,873.
Debts at end 2025
€ 250,000
Loans from banks and other lenders, long and short.
€ 917
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,389
▼ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,011 | € 31,205 | € 51,840 | € 23,514 | ▼ 55% |
| Profit after taxes | € -31,553 | € -21,217 | € 242,178 | € -8,090 | ▼ € 250,269 |
| Equity | € 441,001 | € 419,785 | € 661,963 | € 653,873 | ▼ 1% |
| Total debts | € 505,942 | € 686,208 | € 257,777 | € 279,969 | ▲ 9% |
| Cash | € 122,926 | € 179,797 | € 71,291 | € 83,270 | ▲ 17% |
| Land & buildings | € 1,280,894 | € 1,373,565 | € 1,313,728 | € 1,313,728 | |
| Retained profit | € 369,001 | € 347,785 | € 589,963 | € 581,873 | ▼ 1% |
| Bank debt | € 497,000 | € 648,780 | € 250,000 | € 250,000 | |
| Balance sheet total | € 1,836,970 | € 1,966,639 | € 1,518,372 | € 1,508,582 | ▼ 1% |
Key figures of FINAMER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FINAMER?
What happened at FINAMER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,090 (▼ € 250,269 vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- Ludo MERTENS became a director. NBB
In short
From € 31,553 loss in 2022 to € 8,090 loss in 2025.
Paid € 8,306 in corporate taxes since 2022.
Best year ever: 2024, with € 242,178 profit.
A new publication or filing at FINAMER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Ludo MERTENS
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Twaalfmaandenstraat 14 box 4.9.
2000 Antwerpen
Twaalfmaandenstraat 14 box 401
2000 Antwerpen
Active since 1 April 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0896.851.805
- VAT number
- BE 0896.851.805
- Registered office
- Twaalfmaandenstraat 14 bus 4.9., 2000 Antwerpen
- Names & denominations
- FINAMER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 2008
- Peppol
- Not registered