Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VETTERS HEIDI from Maasmechelen, company number BE0896746489, closed financial year 2025 with a result of € 30,566 after tax. For that financial year VETTERS HEIDI recorded a gross margin of € 61,470 and equity of € -61,726. Compared with financial year 2024, the result moved from € 13,071 to € 30,566. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -61,726
▲ € 30,566 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 30,566
▲ 134% vs 2024
Profit after tax over the fiscal year.
€ 449
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -80,326.
People and assets in 2025
€ 19,868
▲ 40% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,878
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,423
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,520
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -16,273 | € 35,940 | € 39,094 | € 61,470 | ▲ 57% |
| Profit after taxes | € -50,859 | € 1,403 | € 13,071 | € 30,566 | ▲ 134% |
| Equity | € -106,766 | € -105,363 | € -92,292 | € -61,726 | ▲ € 30,566 |
| Total debts | € 146,313 | € 145,847 | € 130,386 | € 80,711 | ▼ 38% |
| Cash | € 275 | € 2,441 | € 6,742 | € 449 | ▼ 93% |
| Land & buildings | € 18,819 | € 15,119 | € 11,418 | € 8,045 | ▼ 30% |
| Retained profit | € -125,366 | € -123,963 | € -110,892 | € -80,326 | ▲ € 30,566 |
| Balance sheet total | € 39,546 | € 40,484 | € 38,094 | € 18,985 | ▼ 50% |
Key figures of VETTERS HEIDI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VETTERS HEIDI?
What happened at VETTERS HEIDI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 30,566 (▲ 134% vs 2024). Source: NBB ↗
- Senne Derine became a director. NBB
- New establishment in Maasmechelen. KBO
- Adelheid Vetters became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 50,859 loss in 2022 to € 30,566 profit in 2025.
Paid € 2,247 in corporate taxes since 2022.
Best year ever: 2025, with € 30,566 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VETTERS HEIDI are Adelheid Vetters and Senne Derine.
Directors
According to the 2025 annual accounts
Adelheid Vetters
Director
since 2008
Senne Derine
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Herdersstraat(E) 34 box 1
3630 Maasmechelen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0896.746.489
- VAT number
- BE 0896.746.489
- Registered office
- Herdersstraat(E) 34 bus 1, 3630 Maasmechelen
- Names & denominations
- VETTERS HEIDI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2008
- Peppol
- Active · Active since 10 Feb 2026
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Eetgelegenheden met volledige bediening
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in dranken, algemeen assortiment
Eetgelegenheden met beperkte bediening