Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
V.G.F.T. CHIARAMONTE from Morlanwelz, company number BE0895742936, closed financial year 2025 with a result of € -66,859 after tax. For that financial year V.G.F.T. CHIARAMONTE recorded a gross margin of € 66,479 and equity of € 101,739. Compared with financial year 2024, the result moved from € 22,523 to € -66,859. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 101,739
▼ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -66,859
▼ still € 22,523 profit in 2024
Profit after tax over the fiscal year.
€ 60,156
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 83,139.
People and assets in 2025
€ 429
▼ 90% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,446
▼ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▲ 14% vs 2024
€ 643,647 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 32,870
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,943
▲ 77% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 197,977 | € 118,222 | € 161,030 | € 66,479 | ▼ 59% |
| Profit after taxes | € 74,487 | € 16,151 | € 22,523 | € -66,859 | ▼ € 89,382 |
| Equity | € 129,924 | € 146,075 | € 168,598 | € 101,739 | ▼ 40% |
| Total debts | € 591,180 | € 961,497 | € 1,095,521 | € 1,163,330 | ▲ 6% |
| Cash | € 90,412 | € 33,105 | € 114,615 | € 60,156 | ▼ 48% |
| Land & buildings | € 38,939 | € 29,204 | € 19,469 | € 9,735 | ▼ 50% |
| Retained profit | € 111,324 | € 127,475 | € 149,998 | € 83,139 | ▼ 45% |
| Bank debt | € 321,907 | € 695,086 | € 972,080 | € 1,103,543 | ▲ 14% |
| Balance sheet total | € 721,105 | € 1,107,573 | € 1,264,119 | € 1,265,069 |
Key figures of V.G.F.T. CHIARAMONTE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to V.G.F.T. CHIARAMONTE?
What happened at V.G.F.T. CHIARAMONTE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 66,859 (▼ € 89,382 vs 2024). filed late Source: NBB ↗
- New establishment in Manage. KBO
- New establishment in Morlanwelz. KBO
- Start of the company according to the CBE. KBO
- Claudio Chiaramonte became a director. NBB
In short
From € 74,487 profit in 2022 to € 66,859 loss in 2025.
Paid € 47,835 in corporate taxes since 2022.
Best year ever: 2022, with € 74,487 profit.
A new publication or filing at V.G.F.T. CHIARAMONTE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind V.G.F.T. CHIARAMONTE are Fabio CHIARAMONTE, Vincenzo CHIARAMONTE, Gaetan CHIARAMONTE and Claudio Chiaramonte.
Directors
According to the 2025 annual accounts
Fabio CHIARAMONTE
Associate
Vincenzo CHIARAMONTE
Associate
Gaetan CHIARAMONTE
Associate
Claudio Chiaramonte
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Rue de l' Enseignement(MLZ) 43
7140 Morlanwelz
Rue de Bascoup 362 box A
7170 Manage
Active since 18 October 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.742.936
- VAT number
- BE 0895.742.936
- Registered office
- Rue de l' Enseignement(MLZ) 43, 7140 Morlanwelz
- Names & denominations
- V.G.F.T. CHIARAMONTE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 February 2008
- Peppol
- Active · Active since 13 Feb 2026
- Contact
- 0499/309885
- Activities · NACE
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