Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pharmacie SAINTENOY from Binche, company number BE0895421945, closed financial year 2025 with a result of € 33,484 after tax. For that financial year Pharmacie SAINTENOY recorded a gross margin of € 190,128 and equity of € 302,390. Compared with financial year 2024, the result moved from € 28,613 to € 33,484. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 302,390
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,484
▲ 17% vs 2024
Profit after tax over the fiscal year.
€ 38,441
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 289,990.
People and assets in 2025
1.2
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 58,748
▲ 6% vs 2024
€ 49,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,550
▲ 278% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 223,073
▼ 29% vs 2024
€ 70,057 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 70,872
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,277
▼ 34% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 189,160 | € 188,120 | € 180,679 | € 190,128 | ▲ 5% |
| Profit after taxes | € 35,688 | € 43,516 | € 28,613 | € 33,484 | ▲ 17% |
| Equity | € 226,778 | € 270,293 | € 268,906 | € 302,390 | ▲ 12% |
| Total debts | € 584,330 | € 465,123 | € 455,414 | € 309,222 | ▼ 32% |
| Cash | € 101,749 | € 55,017 | € 85,935 | € 38,441 | ▼ 55% |
| Land & buildings | € 381,935 | € 352,983 | € 324,887 | € 298,700 | ▼ 8% |
| Retained profit | € 214,378 | € 257,893 | € 256,506 | € 289,990 | ▲ 13% |
| Dividend | € 0 | € 0 | € 30,000 | € 0 | ▼ 100% |
| Bank debt | € 454,239 | € 350,947 | € 316,154 | € 223,073 | ▼ 29% |
| Balance sheet total | € 811,108 | € 735,416 | € 724,321 | € 611,612 | ▼ 16% |
| Employees (FTE) | 1.3 | 0.9 | 1.3 | 1.2 | ▼ 0.1 |
Key figures of Pharmacie SAINTENOY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Pharmacie SAINTENOY?
What happened at Pharmacie SAINTENOY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,484 (▲ 17% vs 2024). Source: NBB ↗
- New establishment in Binche. KBO
- Florence SAINTENOY became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 35,688 profit in 2022 to € 33,484 profit in 2025.
Paid € 91,514 in corporate taxes since 2022.
Best year ever: 2023, with € 43,516 profit.
On average € 158,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pharmacie SAINTENOY is Florence SAINTENOY.
Directors
According to the 2025 annual accounts
Florence SAINTENOY
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Rue Achille Delattre(BR) 80
7130 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.421.945
- VAT number
- BE 0895.421.945
- Registered office
- Rue Achille Delattre(BR) 80, 7130 Binche
- Names & denominations
- Pharmacie SAINTENOY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2008
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Detailhandel in farmaceutische producten
Vervaardiging van geneesmiddelen
Groothandel in farmaceutische en medische artikelen
Detailhandel in cosmetica en toiletartikelen
Detailhandel in medische en orthopedische artikelen, muv corrigerende brillen, lenzen en zonnebrillen
Vervaardiging van farmaceutische grondstoffen
Detailhandel in medische en orthopedische artikelen in gespecialiseerde winkels