What does RAY DIAM do?

RAY DIAM is a wholesaler in Antwerpen. Private Limited, started on 30 January 2008, 1 establishment.

What is the address of RAY DIAM?

The registered office of RAY DIAM is located at Hoveniersstraat 2 box 205, 2018 Antwerpen.

Is RAY DIAM still active?

Yes. According to the CBE (31 October 2026) RAY DIAM is active, legal situation “Normale toestand”, started on 30 January 2008.

Is RAY DIAM registered on Peppol?

Yes, RAY DIAM is registered on the Peppol network with ID 0208:0895348701.

What is the enterprise number of RAY DIAM?

The enterprise number of RAY DIAM is BE0895348701.

When was RAY DIAM founded?

RAY DIAM was founded on 30 January 2008.

Who are the directors of RAY DIAM?

According to the 2024 annual accounts, the directors of RAY DIAM are: Tania Ahmed Hamed.

Is RAY DIAM a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 January 2008; 4 annual accounts filed, latest fiscal year 2024; 1 directors known from the annual account.

How much profit did RAY DIAM make in 2024?

RAY DIAM recorded a loss after taxes of € 12,180,899 in financial year 2024.

What is the revenue of RAY DIAM?

In its most recent annual accounts (2024), RAY DIAM reported revenue of € 615,889.

How much does an employee at RAY DIAM earn?

The average wage cost per full-time employee at RAY DIAM was € 98,900 in 2023: staff costs of € 168,159 for 1.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does RAY DIAM have?

According to the 2024 annual accounts, RAY DIAM has 0.9 full-time equivalents (FTE).

RAY DIAM (Private Limited) - Antwerpen - BE0895348701

Dossier RAY DIAM, printed on 1 November 2026 from databakkes.be/en/0895348701/ray-diam. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2023 and 2024.
Shrinking team NBB

FTE fell two years in a row, from 1.9 to 0.9.
Late annual account NBB

Fiscal year 2024 was filed 357 days after the legal deadline.

Financials

Financial year 2024

RAY DIAM from Antwerpen, company number BE0895348701, closed financial year 2024 with a result of € -12.2 million after tax. For that financial year RAY DIAM recorded revenue of € 615,889 and equity of € 6.2 million. Compared with financial year 2023, the result moved from € -6.4 million to € -12.2 million. The company made a loss. The buffer shrank hard: equity is 66 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Shrank hard

€ 6.2 million

▼ 66% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -12.2 million

▼ 91 % more loss than in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 2,399

▼ 71% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 6.2 million.

People and assets in 2024

Full-time equivalents

0.9

▼ 0.8 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 171,704 in 2024, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 81,909

▼ 51% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 4

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 31.6 million

▲ 7% vs 2023

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 14313 days on average.

Taxes and wages

€ 95,870

▼ 31% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Revenue	-	€ 15,207,621 Revenue 2022: € 15,207,621 First fiscal year in the series	€ 11,331,613 Revenue 2023: € 11,331,613 ▼ 25% vs 2022 (€ 15,207,621) Unfavourable step	€ 615,889 Revenue 2024: € 615,889 ▼ 95% vs 2023 (€ 11,331,613) Unfavourable step	▼ 95%
Gross margin	€ 1,699,790 Gross margin 2021: € 1,699,790 First fiscal year in the series	-	-	-
Profit after taxes	€ 1,414,038 Profit after taxes 2021: € 1,414,038 First fiscal year in the series	€ 1,454,377 Profit after taxes 2022: € 1,454,377 ▲ 3% vs 2021 (€ 1,414,038) Favourable step	€ -6,361,996 Profit after taxes 2023: € -6,361,996 ▼ € 7.8 million vs 2022 (€ 1,454,377) Unfavourable step	€ -12,180,899 Profit after taxes 2024: € -12,180,899 ▼ € 5.8 million vs 2023 (€ -6,361,996) Unfavourable step	▼ € 5.8 million
Equity	€ 23,319,529 Equity 2021: € 23,319,529 First fiscal year in the series	€ 24,773,907 Equity 2022: € 24,773,907 ▲ 6% vs 2021 (€ 23,319,529) Favourable step	€ 18,411,910 Equity 2023: € 18,411,910 ▼ 26% vs 2022 (€ 24,773,907) Unfavourable step	€ 6,231,011 Equity 2024: € 6,231,011 ▼ 66% vs 2023 (€ 18,411,910) Unfavourable step	▼ 66%
Total debts	€ 15,758,639 Total debts 2021: € 15,758,639 First fiscal year in the series	€ 25,092,005 Total debts 2022: € 25,092,005 ▲ 59% vs 2021 (€ 15,758,639) Unfavourable step	€ 29,682,190 Total debts 2023: € 29,682,190 ▲ 18% vs 2022 (€ 25,092,005) Unfavourable step	€ 31,676,238 Total debts 2024: € 31,676,238 ▲ 7% vs 2023 (€ 29,682,190) Unfavourable step	▲ 7%
Cash	€ 15,123 Cash 2021: € 15,123 First fiscal year in the series	€ 2,487 Cash 2022: € 2,487 ▼ 84% vs 2021 (€ 15,123) Unfavourable step	€ 8,210 Cash 2023: € 8,210 ▲ 230% vs 2022 (€ 2,487) Favourable step	€ 2,399 Cash 2024: € 2,399 ▼ 71% vs 2023 (€ 8,210) Unfavourable step	▼ 71%
Land & buildings	€ 329,473 Land & buildings 2021: € 329,473 First fiscal year in the series	€ 320,687 Land & buildings 2022: € 320,687 ▼ 3% vs 2021 (€ 329,473) Unchanged	€ 311,901 Land & buildings 2023: € 311,901 ▼ 3% vs 2022 (€ 320,687) Unchanged	€ 303,115 Land & buildings 2024: € 303,115 ▼ 3% vs 2023 (€ 311,901) Unchanged	▼ 3%
Retained profit	€ 23,300,929 Retained profit 2021: € 23,300,929 First fiscal year in the series	€ 24,755,307 Retained profit 2022: € 24,755,307 ▲ 6% vs 2021 (€ 23,300,929) Favourable step	€ 18,393,310 Retained profit 2023: € 18,393,310 ▼ 26% vs 2022 (€ 24,755,307) Unfavourable step	€ 6,212,411 Retained profit 2024: € 6,212,411 ▼ 66% vs 2023 (€ 18,393,310) Unfavourable step	▼ 66%
Bank debt	€ 21,593 Bank debt 2021: € 21,593 First fiscal year in the series	€ 10,471 Bank debt 2022: € 10,471 ▼ 52% vs 2021 (€ 21,593) Favourable step	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 10,471) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 39,078,168 Balance sheet total 2021: € 39,078,168 First fiscal year in the series	€ 49,865,912 Balance sheet total 2022: € 49,865,912 ▲ 28% vs 2021 (€ 39,078,168) Unchanged	€ 48,094,100 Balance sheet total 2023: € 48,094,100 ▼ 4% vs 2022 (€ 49,865,912) Unchanged	€ 37,907,250 Balance sheet total 2024: € 37,907,250 ▼ 21% vs 2023 (€ 48,094,100) Unchanged	▼ 21%
Employees (FTE)	1.6 Employees (FTE) 2021: 1.6 First fiscal year in the series	1.9 Employees (FTE) 2022: 1.9 ▲ 0.3 vs 2021 (1.6) Unchanged	1.7 Employees (FTE) 2023: 1.7 ▼ 0.2 vs 2022 (1.9) Unchanged	0.9 Employees (FTE) 2024: 0.9 ▼ 0.8 vs 2023 (1.7) Unchanged	▼ 0.8

Key figures of RAY DIAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to RAY DIAM?

What happened at RAY DIAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2024: loss of € 12.2 million. filed late Source: NBB ↗
2023 Tania Ahmed Hamed became a director. NBB
Feb 1, 2008 New establishment in Antwerpen. KBO
Jan 30, 2008 Start of the company according to the CBE. KBO

In short

From € 1.4 million profit in 2021 to € 12.2 million loss in 2024.

Paid € 114,641 in corporate taxes since 2021.

Best year ever: 2022, with € 1.5 million profit.

On average € 1.1 million of value added per employee in 2021.

Original PDFs at the National Bank ↗

Management

Tania Ahmed Hamed

RAY DIAM

Behind RAY DIAM is Tania Ahmed Hamed.

Directors

According to the 2024 annual accounts

Tania Ahmed Hamed

bestuurder

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Hoveniersstraat 2 box 205

2018 Antwerpen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0895.348.701
VAT number: BE 0895.348.701
Registered office: Hoveniersstraat 2 bus 205, 2018 Antwerpen
Names & denominations: RAY DIAM
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 30 January 2008
Peppol: Active · Active since 17 Dec 2025
Activities · NACE: Groothandel in diamant en andere edelstenen

View on CBE Public ↗ Annual accounts (NBB) ↗