Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Shrinking team NBB
FTE fell two years in a row, from 1.9 to 0.9.
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Late annual account NBB
Fiscal year 2024 was filed 357 days after the legal deadline.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
RAY DIAM from Antwerpen, company number BE0895348701, closed financial year 2024 with a result of € -12.2 million after tax. For that financial year RAY DIAM recorded revenue of € 615,889 and equity of € 6.2 million. Compared with financial year 2023, the result moved from € -6.4 million to € -12.2 million. The company made a loss. The buffer shrank hard: equity is 66 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 6.2 million
▼ 66% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12.2 million
▼ 91 % more loss than in 2023
Profit after tax over the fiscal year.
€ 2,399
▼ 71% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 6.2 million.
People and assets in 2024
0.9
▼ 0.8 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 81,909
▼ 51% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 31.6 million
▲ 7% vs 2023
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 14313 days on average.
€ 95,870
▼ 31% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | - | € 15,207,621 | € 11,331,613 | € 615,889 | ▼ 95% |
| Gross margin | € 1,699,790 | - | - | - | |
| Profit after taxes | € 1,414,038 | € 1,454,377 | € -6,361,996 | € -12,180,899 | ▼ € 5.8 million |
| Equity | € 23,319,529 | € 24,773,907 | € 18,411,910 | € 6,231,011 | ▼ 66% |
| Total debts | € 15,758,639 | € 25,092,005 | € 29,682,190 | € 31,676,238 | ▲ 7% |
| Cash | € 15,123 | € 2,487 | € 8,210 | € 2,399 | ▼ 71% |
| Land & buildings | € 329,473 | € 320,687 | € 311,901 | € 303,115 | ▼ 3% |
| Retained profit | € 23,300,929 | € 24,755,307 | € 18,393,310 | € 6,212,411 | ▼ 66% |
| Bank debt | € 21,593 | € 10,471 | € 0 | € 0 | |
| Balance sheet total | € 39,078,168 | € 49,865,912 | € 48,094,100 | € 37,907,250 | ▼ 21% |
| Employees (FTE) | 1.6 | 1.9 | 1.7 | 0.9 | ▼ 0.8 |
Key figures of RAY DIAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to RAY DIAM?
What happened at RAY DIAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 12.2 million. filed late Source: NBB ↗
- Tania Ahmed Hamed became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.4 million profit in 2021 to € 12.2 million loss in 2024.
Paid € 114,641 in corporate taxes since 2021.
Best year ever: 2022, with € 1.5 million profit.
On average € 1.1 million of value added per employee in 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Tania Ahmed Hamed
bestuurder
since 2023
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 2 box 205
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
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Diacem
€ 44,577 gross margin · 2025
DHV
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+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.348.701
- VAT number
- BE 0895.348.701
- Registered office
- Hoveniersstraat 2 bus 205, 2018 Antwerpen
- Names & denominations
- RAY DIAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 2008
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
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