Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
RCFINANCES from Genappe, company number BE0895058491, closed financial year 2024 with a result of € 3,385 after tax. For that financial year RCFINANCES recorded a gross margin of € 12,294 and equity of € 863,267. Compared with financial year 2023, the result moved from € 10,355 to € 3,385. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2025.
€ 863,267
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,385
▼ 67% vs 2023
Profit after tax over the fiscal year.
€ 562
▲ € 557 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 844,667.
Debts at end 2024
€ 40,631
▼ 40% vs 2023
€ 27,035 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 45,000
▼ 38% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 10,268
▼ 23% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 17,469 | € 20,755 | € 20,791 | € 12,294 | ▼ 41% |
| Profit after taxes | € 12,874 | € 13,089 | € 10,355 | € 3,385 | ▼ 67% |
| Equity | € 836,438 | € 849,527 | € 859,882 | € 863,267 | |
| Total debts | € 266,917 | € 300,477 | € 355,068 | € 294,938 | ▼ 17% |
| Cash | € 13,162 | € 1,604 | € 4 | € 562 | ▲ € 557 |
| Retained profit | € 817,838 | € 830,927 | € 841,282 | € 844,667 | |
| Bank debt | € 131,854 | € 96,913 | € 67,457 | € 40,631 | ▼ 40% |
| Balance sheet total | € 1,103,355 | € 1,150,005 | € 1,214,950 | € 1,158,205 | ▼ 5% |
Key figures of RCFINANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to RCFINANCES?
What happened at RCFINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 3,385 (▼ 67% vs 2023). filed late Source: NBB ↗
- New establishment in Genappe. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,874 profit in 2021 to € 3,385 profit in 2024.
Paid € 14,488 in corporate taxes since 2021.
Best year ever: 2022, with € 13,089 profit.
A new publication or filing at RCFINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of QUARTO'S REAL ESTATE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
RCFINANCESBehind RCFINANCES is Thierry VAN DAMME. The shares are held by QUARTO'S REAL ESTATE (100%). It owns 100% of Servhydro SRL itself.
Directors
According to the 2024 annual accounts
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue Bon Air 36
1470 Genappe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0895.058.491
- VAT number
- BE 0895.058.491
- Registered office
- Rue Bon Air 36, 1470 Genappe
- Names & denominations
- RCFINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 January 2008
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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