Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
TESSEM from Lubbeek, company number BE0894944764, closed financial year 2025 with a result of € -1,700 after tax. For that financial year TESSEM recorded a gross margin of € -1,160 and equity of € -10,083. Compared with financial year 2024, the result moved from € -3,174 to € -1,700. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -10,083
▼ € 1,700 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,700
▲ 46 % less loss than in 2024
Profit after tax over the fiscal year.
€ 614
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,283.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 41,488
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -887 | € -929 | € -2,748 | € -1,160 | ▲ € 1,588 |
| Profit after taxes | € -1,271 | € -1,344 | € -3,174 | € -1,700 | ▲ € 1,473 |
| Equity | € -3,865 | € -5,209 | € -8,382 | € -10,083 | ▼ € 1,700 |
| Total debts | € 44,154 | € 48,944 | € 48,946 | € 50,793 | ▲ 4% |
| Cash | € 289 | € 3,735 | € 528 | € 614 | ▲ 16% |
| Retained profit | € -10,065 | € -11,409 | € -14,582 | € -16,283 | ▼ € 1,700 |
| Balance sheet total | € 40,289 | € 43,735 | € 40,564 | € 40,711 |
Key figures of TESSEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to TESSEM?
What happened at TESSEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,700. Source: NBB ↗
- New establishment in Lubbeek. KBO
- Leentje Verreck became a director. NBB
- Geert Sempels became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,271 loss in 2022 to € 1,700 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TESSEM are Leentje Verreck and Geert Sempels. The same people are also behind BOUWBEDRIJF SEMPELS. Leentje Verreck is also behind BLV Construct. Geert Sempels is also behind VVS-Technics, SEMPELS PROPLUS and PROPLUS INVEST.
Directors
According to the 2025 annual accounts
since 2008
Geert Sempels
Director
Also active at: BOUWBEDRIJF SEMPELS, VVS-Technics, SEMPELS PROPLUS, PROPLUS INVEST
since 2008
Establishments
Establishment units
Physical locations of this company
Terkeyen(LUB) 3
3210 Lubbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0894.944.764
- VAT number
- BE 0894.944.764
- Registered office
- Terkeyen(LUB) 3, 3210 Lubbeek
- Names & denominations
- TESSEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2008
- Peppol
- Active · Active since 10 Jun 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van risicoanalisten en schadetaxateurs