Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bakkerij Mateo from Bertem, company number BE0894899729, closed financial year 2025 with a result of € -56,958 after tax. For that financial year Bakkerij Mateo recorded a gross margin of € -40,915 and equity of € -224,434. Compared with financial year 2024, the result moved from € -27,894 to € -56,958. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -224,434
▼ € 56,958 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -56,958
▼ 104 % more loss than in 2024
Profit after tax over the fiscal year.
€ 122
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -230,734.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 18,574
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,115
▲ 110% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,488 | € 5,724 | € -11,229 | € -40,915 | ▼ € 29,685 |
| Profit after taxes | € -38,504 | € -40,566 | € -27,894 | € -56,958 | ▼ € 29,064 |
| Equity | € -99,015 | € -139,581 | € -167,476 | € -224,434 | ▼ € 56,958 |
| Total debts | € 256,704 | € 273,348 | € 278,887 | € 315,702 | ▲ 13% |
| Cash | € 6,255 | € 1,319 | € 1,840 | € 122 | ▼ 93% |
| Land & buildings | € 115,657 | € 101,037 | € 86,821 | € 72,606 | ▼ 16% |
| Retained profit | € -105,315 | € -145,881 | € -173,776 | € -230,734 | ▼ € 56,958 |
| Bank debt | € 17,556 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 157,689 | € 133,766 | € 111,411 | € 91,268 | ▼ 18% |
Key figures of Bakkerij Mateo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bakkerij Mateo?
What happened at Bakkerij Mateo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 56,958. filed late Source: NBB ↗
- Hilde Frooninckx became a director. NBB
- Johan Vandereet became a director. NBB
- New establishment in Bertem. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,504 loss in 2022 to € 56,958 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bakkerij Mateo are Hilde Frooninckx and Johan Vandereet .
Directors
According to the 2025 annual accounts
Hilde Frooninckx
Director
since 2008
Johan Vandereet
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Dorpstraat 427
3061 Bertem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0894.899.729
- VAT number
- BE 0894.899.729
- Registered office
- Dorpstraat 427, 3061 Bertem
- Names & denominations
- Bakkerij Mateo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2008
- Peppol
- Active · Active since 30 Aug 2023
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk