What is the address of PESA INSURANCE?

The registered office of PESA INSURANCE is located at Grezstraat 15, 3054 Oud-Heverlee.

Is PESA INSURANCE still active?

Yes. According to the CBE (30 September 2026) PESA INSURANCE is active, legal situation “Normale toestand”, started on 7 January 2008.

Is PESA INSURANCE registered on Peppol?

Yes, PESA INSURANCE is registered on the Peppol network with ID 0208:0894748685.

What is the enterprise number of PESA INSURANCE?

The enterprise number of PESA INSURANCE is BE0894748685.

When was PESA INSURANCE founded?

PESA INSURANCE was founded on 7 January 2008.

Who are the directors of PESA INSURANCE?

According to the 2025 annual accounts, the directors of PESA INSURANCE are: Sandra Janssens, Peter Lembrechts.

Is PESA INSURANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 7 January 2008; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did PESA INSURANCE make in 2025?

PESA INSURANCE posted a profit after taxes of € 6,681 in financial year 2025.

What is the revenue of PESA INSURANCE?

As a small company, PESA INSURANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 38,342.

PESA INSURANCE (Private Limited) - Oud-Heverlee

Dossier PESA INSURANCE, printed on 30 September 2026 from databakkes.be/en/0894748685/pesa-insurance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PESA INSURANCE from Oud-Heverlee, company number BE0894748685, closed financial year 2025 with a result of € 6,681 after tax. For that financial year PESA INSURANCE recorded a gross margin of € 38,342 and equity of € -7,064. Compared with financial year 2024, the result moved from € 15,710 to € 6,681. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Caution

€ -7,064

▲ € 6,681 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 6,681

▼ 57% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,942

▼ 1% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -25,664.

People and assets in 2025

Vehicles and equipment

€ 419

▼ 46% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 220,528

▼ 11% vs 2024

€ 27,947 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 1,619

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 4,947

▲ 151% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 32,544 Gross margin 2022: € 32,544 First fiscal year in the series	€ 21,607 Gross margin 2023: € 21,607 ▼ 34% vs 2022 (€ 32,544) Unfavourable step	€ 41,671 Gross margin 2024: € 41,671 ▲ 93% vs 2023 (€ 21,607) Favourable step	€ 38,342 Gross margin 2025: € 38,342 ▼ 8% vs 2024 (€ 41,671) Unfavourable step	▼ 8%
Profit after taxes	€ 216 Profit after taxes 2022: € 216 First fiscal year in the series	€ -2 Profit after taxes 2023: € -2 ▼ € 219 vs 2022 (€ 216) Unfavourable step	€ 15,710 Profit after taxes 2024: € 15,710 ▲ € 15,712 vs 2023 (€ -2) Favourable step	€ 6,681 Profit after taxes 2025: € 6,681 ▼ 57% vs 2024 (€ 15,710) Unfavourable step	▼ 57%
Equity	€ -29,453 Equity 2022: € -29,453 First fiscal year in the series	€ -29,455 Equity 2023: € -29,455 Unchanged (€ -29,453) Unfavourable step	€ -13,745 Equity 2024: € -13,745 ▲ € 15,710 vs 2023 (€ -29,455) Favourable step	€ -7,064 Equity 2025: € -7,064 ▲ € 6,681 vs 2024 (€ -13,745) Favourable step	▲ € 6,681
Total debts	€ 374,313 Total debts 2022: € 374,313 First fiscal year in the series	€ 360,870 Total debts 2023: € 360,870 ▼ 4% vs 2022 (€ 374,313) Favourable step	€ 331,207 Total debts 2024: € 331,207 ▼ 8% vs 2023 (€ 360,870) Favourable step	€ 309,896 Total debts 2025: € 309,896 ▼ 6% vs 2024 (€ 331,207) Favourable step	▼ 6%
Cash	€ 5,330 Cash 2022: € 5,330 First fiscal year in the series	€ 4,022 Cash 2023: € 4,022 ▼ 25% vs 2022 (€ 5,330) Unfavourable step	€ 4,001 Cash 2024: € 4,001 ▼ 1% vs 2023 (€ 4,022) Unfavourable step	€ 3,942 Cash 2025: € 3,942 ▼ 1% vs 2024 (€ 4,001) Unfavourable step	▼ 1%
Land & buildings	€ 337,610 Land & buildings 2022: € 337,610 First fiscal year in the series	€ 324,227 Land & buildings 2023: € 324,227 ▼ 4% vs 2022 (€ 337,610) Unchanged	€ 310,844 Land & buildings 2024: € 310,844 ▼ 4% vs 2023 (€ 324,227) Unchanged	€ 297,460 Land & buildings 2025: € 297,460 ▼ 4% vs 2024 (€ 310,844) Unchanged	▼ 4%
Retained profit	€ -48,053 Retained profit 2022: € -48,053 First fiscal year in the series	€ -48,055 Retained profit 2023: € -48,055 Unchanged (€ -48,053) Unfavourable step	€ -32,345 Retained profit 2024: € -32,345 ▲ € 15,710 vs 2023 (€ -48,055) Favourable step	€ -25,664 Retained profit 2025: € -25,664 ▲ € 6,681 vs 2024 (€ -32,345) Favourable step	▲ € 6,681
Bank debt	€ 296,834 Bank debt 2022: € 296,834 First fiscal year in the series	€ 273,902 Bank debt 2023: € 273,902 ▼ 8% vs 2022 (€ 296,834) Favourable step	€ 247,623 Bank debt 2024: € 247,623 ▼ 10% vs 2023 (€ 273,902) Favourable step	€ 220,528 Bank debt 2025: € 220,528 ▼ 11% vs 2024 (€ 247,623) Favourable step	▼ 11%
Balance sheet total	€ 344,860 Balance sheet total 2022: € 344,860 First fiscal year in the series	€ 331,415 Balance sheet total 2023: € 331,415 ▼ 4% vs 2022 (€ 344,860) Unchanged	€ 317,462 Balance sheet total 2024: € 317,462 ▼ 4% vs 2023 (€ 331,415) Unchanged	€ 302,832 Balance sheet total 2025: € 302,832 ▼ 5% vs 2024 (€ 317,462) Unchanged	▼ 5%

Key figures of PESA INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PESA INSURANCE?

What happened at PESA INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: profit of € 6,681 (▼ 57% vs 2024). Source: NBB ↗
Jan 9, 2008 New establishment in Oud-Heverlee. KBO
Jan 7, 2008 Start of the company according to the CBE. KBO

In short

From € 216 profit in 2022 to € 6,681 profit in 2025.

Paid € 8,746 in corporate taxes since 2022.

Best year ever: 2024, with € 15,710 profit.

Original PDFs at the National Bank ↗

A new publication or filing at PESA INSURANCE? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Sandra Janssens Peter Lembrechts

PESA INSURANCE

Behind PESA INSURANCE are Sandra Janssens and Peter Lembrechts.

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Directors

According to the 2025 annual accounts

Sandra Janssens

Director

Peter Lembrechts

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Grezstraat 15

3054 Oud-Heverlee

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0894.748.685
VAT number: BE 0894.748.685
Registered office: Grezstraat 15, 3054 Oud-Heverlee
Names & denominations: PESA INSURANCE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 7 January 2008
Peppol: Active · Active since 18 Aug 2025

View on CBE Public ↗ Annual accounts (NBB) ↗