SWIMAT is a construction company in Lobbes. Private Limited, started on 21 December 2007, 1 establishment.

What is the address of SWIMAT?

The registered office of SWIMAT is located at Rue du Laid Pas 32, 6540 Lobbes.

Is SWIMAT still active?

Yes. According to the CBE (29 October 2026) SWIMAT is active, legal situation “Normale toestand”, started on 21 December 2007.

Is SWIMAT registered on Peppol?

Yes, SWIMAT is registered on the Peppol network with ID 0208:0894425320.

What is the enterprise number of SWIMAT?

The enterprise number of SWIMAT is BE0894425320.

When was SWIMAT founded?

SWIMAT was founded on 21 December 2007.

Who are the directors of SWIMAT?

According to the 2025 annual accounts, the directors of SWIMAT are: VINCENT SWIDERSKI.

Is SWIMAT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 December 2007; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did SWIMAT make in 2025?

SWIMAT posted a profit after taxes of € 1,305 in financial year 2025.

What is the revenue of SWIMAT?

As a small company, SWIMAT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 6,146.

SWIMAT (Private Limited) - Lobbes - BE0894425320

Dossier SWIMAT, printed on 29 October 2026 from databakkes.be/en/0894425320/swimat. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 2 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

SWIMAT from Lobbes, company number BE0894425320, closed financial year 2025 with a result of € 1,305 after tax. For that financial year SWIMAT recorded a gross margin of € 6,146 and equity of € -770. Compared with financial year 2024, the result moved from € -9,233 to € 1,305. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.

What it is worth Caution

€ -770

▲ € 1,305 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1,305

▲ still € 9,233 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,719

▲ € 1,487 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -19,370.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 675

▼ 87% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 1,158

▼ 80% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 1,490

▲ 25% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 2,355

▲ 73% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 8,307 Gross margin 2022: € 8,307 First fiscal year in the series	€ 5,583 Gross margin 2023: € 5,583 ▼ 33% vs 2022 (€ 8,307) Unfavourable step	€ -3,906 Gross margin 2024: € -3,906 ▼ € 9,489 vs 2023 (€ 5,583) Unfavourable step	€ 6,146 Gross margin 2025: € 6,146 ▲ € 10,052 vs 2024 (€ -3,906) Favourable step	▲ € 10,052
Profit after taxes	€ -1,394 Profit after taxes 2022: € -1,394 First fiscal year in the series	€ 495 Profit after taxes 2023: € 495 ▲ € 1,890 vs 2022 (€ -1,394) Favourable step	€ -9,233 Profit after taxes 2024: € -9,233 ▼ € 9,728 vs 2023 (€ 495) Unfavourable step	€ 1,305 Profit after taxes 2025: € 1,305 ▲ € 10,538 vs 2024 (€ -9,233) Favourable step	▲ € 10,538
Equity	€ 6,663 Equity 2022: € 6,663 First fiscal year in the series	€ 7,158 Equity 2023: € 7,158 ▲ 7% vs 2022 (€ 6,663) Favourable step	€ -2,075 Equity 2024: € -2,075 ▼ € 9,233 vs 2023 (€ 7,158) Unfavourable step	€ -770 Equity 2025: € -770 ▲ € 1,305 vs 2024 (€ -2,075) Favourable step	▲ € 1,305
Total debts	€ 19,903 Total debts 2022: € 19,903 First fiscal year in the series	€ 16,406 Total debts 2023: € 16,406 ▼ 18% vs 2022 (€ 19,903) Favourable step	€ 11,906 Total debts 2024: € 11,906 ▼ 27% vs 2023 (€ 16,406) Favourable step	€ 10,031 Total debts 2025: € 10,031 ▼ 16% vs 2024 (€ 11,906) Favourable step	▼ 16%
Cash	€ 1,001 Cash 2022: € 1,001 First fiscal year in the series	€ 5,417 Cash 2023: € 5,417 ▲ € 4,416 vs 2022 (€ 1,001) Favourable step	€ 232 Cash 2024: € 232 ▼ 96% vs 2023 (€ 5,417) Unfavourable step	€ 1,719 Cash 2025: € 1,719 ▲ € 1,487 vs 2024 (€ 232) Favourable step	▲ € 1,487
Retained profit	€ -11,937 Retained profit 2022: € -11,937 First fiscal year in the series	€ -11,442 Retained profit 2023: € -11,442 ▲ € 495 vs 2022 (€ -11,937) Favourable step	€ -20,675 Retained profit 2024: € -20,675 ▼ € 9,233 vs 2023 (€ -11,442) Unfavourable step	€ -19,370 Retained profit 2025: € -19,370 ▲ € 1,305 vs 2024 (€ -20,675) Favourable step	▲ € 1,305
Bank debt	€ 16,031 Bank debt 2022: € 16,031 First fiscal year in the series	€ 10,372 Bank debt 2023: € 10,372 ▼ 35% vs 2022 (€ 16,031) Favourable step	€ 5,776 Bank debt 2024: € 5,776 ▼ 44% vs 2023 (€ 10,372) Favourable step	€ 1,158 Bank debt 2025: € 1,158 ▼ 80% vs 2024 (€ 5,776) Favourable step	▼ 80%
Balance sheet total	€ 26,566 Balance sheet total 2022: € 26,566 First fiscal year in the series	€ 23,564 Balance sheet total 2023: € 23,564 ▼ 11% vs 2022 (€ 26,566) Unchanged	€ 9,832 Balance sheet total 2024: € 9,832 ▼ 58% vs 2023 (€ 23,564) Unchanged	€ 9,261 Balance sheet total 2025: € 9,261 ▼ 6% vs 2024 (€ 9,832) Unchanged	▼ 6%

Key figures of SWIMAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SWIMAT?

What happened at SWIMAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 22, 2026 New annual accounts for financial year 2025: profit of € 1,305. Source: NBB ↗
Jan 4, 2008 New establishment in Lobbes. KBO
Dec 21, 2007 Start of the company according to the CBE. KBO

In short

From € 1,394 loss in 2022 to € 1,305 profit in 2025.

Paid € 703 in corporate taxes since 2022.

Best year ever: 2025, with € 1,305 profit.

Original PDFs at the National Bank ↗

Management

VINCENT SWIDERSKI

SWIMAT

Behind SWIMAT is VINCENT SWIDERSKI.

Directors

According to the 2025 annual accounts

VINCENT SWIDERSKI

Manager

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Laid Pas 32

6540 Lobbes

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0894.425.320
VAT number: BE 0894.425.320
Registered office: Rue du Laid Pas 32, 6540 Lobbes
Names & denominations: SWIMAT
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 21 December 2007
Peppol: Active · Active since 12 Jan 2026
Activities · NACE: Algemene bouw van residentiële gebouwen

View on CBE Public ↗ Annual accounts (NBB) ↗