What does Jo De Bock en zonen do?

Jo De Bock en zonen is an insurance broker in Oudenaarde. Private Limited, started on 18 December 2007, 1 establishment.

What is the address of Jo De Bock en zonen?

The registered office of Jo De Bock en zonen is located at Ronseweg 53-55, 9700 Oudenaarde.

Is Jo De Bock en zonen still active?

Yes. According to the CBE (31 October 2026) Jo De Bock en zonen is active, legal situation “Normale toestand”, started on 18 December 2007.

Is Jo De Bock en zonen registered on Peppol?

Yes, Jo De Bock en zonen is registered on the Peppol network with ID 0208:0894295161.

What is the enterprise number of Jo De Bock en zonen?

The enterprise number of Jo De Bock en zonen is BE0894295161.

When was Jo De Bock en zonen founded?

Jo De Bock en zonen was founded on 18 December 2007.

Who are the directors of Jo De Bock en zonen?

According to the 2025 annual accounts, the directors of Jo De Bock en zonen are: Joke De Bock, Jozef De Bock, Nick De Bock.

Is Jo De Bock en zonen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 December 2007; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Jo De Bock en zonen make in 2025?

Jo De Bock en zonen posted a profit after taxes of € 1,677,532 in financial year 2025.

What is the revenue of Jo De Bock en zonen?

In its most recent annual accounts (2025), Jo De Bock en zonen reported revenue of € 3,810,578.

How much does an employee at Jo De Bock en zonen earn?

The average wage cost per full-time employee at Jo De Bock en zonen was € 59,900 in 2025: staff costs of € 892,750 for 14.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Jo De Bock en zonen have?

According to the 2025 annual accounts, Jo De Bock en zonen has 14.9 full-time equivalents (FTE).

Does Jo De Bock en zonen have a website?

Yes, Jo De Bock en zonen has a website at verzekeringendebock.be.

Jo De Bock en zonen (Private Limited) - Oudenaarde

Dossier Jo De Bock en zonen, printed on 31 October 2026 from databakkes.be/en/0894295161/jo-de-bock-en-zonen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Jo De Bock en zonen from Oudenaarde, company number BE0894295161, closed financial year 2025 with a result of € 1.7 million after tax. For that financial year Jo De Bock en zonen recorded revenue of € 3.8 million and equity of € 156,276. Compared with financial year 2024, the result moved from € 1.5 million to € 1.7 million. Profitable, and profit is growing. The buffer shrank hard: equity is 92 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.

What it is worth Shrank hard

€ 156,276

▼ 92% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1.7 million

▲ 13% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 979,470

▼ 54% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 3.5 million paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

14.9

▼ 1.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 892,750

▼ 2% vs 2024

€ 59,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 12,058

▼ 18% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 16,054

▼ 68% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 489,715

▲ 11% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 3,868,219 Revenue 2022: € 3,868,219 First fiscal year in the series	€ 3,995,259 Revenue 2023: € 3,995,259 ▲ 3% vs 2022 (€ 3,868,219) Favourable step	€ 3,789,231 Revenue 2024: € 3,789,231 ▼ 5% vs 2023 (€ 3,995,259) Unfavourable step	€ 3,810,578 Revenue 2025: € 3,810,578 ▲ 1% vs 2024 (€ 3,789,231) Favourable step	▲ 1%
Gross margin	€ 3,249,656 Gross margin 2022: € 3,249,656 First fiscal year in the series	€ 3,284,988 Gross margin 2023: € 3,284,988 ▲ 1% vs 2022 (€ 3,249,656) Favourable step	€ 3,123,460 Gross margin 2024: € 3,123,460 ▼ 5% vs 2023 (€ 3,284,988) Unfavourable step	€ 3,111,435 Gross margin 2025: € 3,111,435 Unchanged (€ 3,123,460) Unfavourable step
Profit after taxes	€ 1,735,047 Profit after taxes 2022: € 1,735,047 First fiscal year in the series	€ 1,773,021 Profit after taxes 2023: € 1,773,021 ▲ 2% vs 2022 (€ 1,735,047) Favourable step	€ 1,485,876 Profit after taxes 2024: € 1,485,876 ▼ 16% vs 2023 (€ 1,773,021) Unfavourable step	€ 1,677,532 Profit after taxes 2025: € 1,677,532 ▲ 13% vs 2024 (€ 1,485,876) Favourable step	▲ 13%
Equity	€ 4,659,454 Equity 2022: € 4,659,454 First fiscal year in the series	€ 3,327,685 Equity 2023: € 3,327,685 ▼ 29% vs 2022 (€ 4,659,454) Unfavourable step	€ 1,933,037 Equity 2024: € 1,933,037 ▼ 42% vs 2023 (€ 3,327,685) Unfavourable step	€ 156,276 Equity 2025: € 156,276 ▼ 92% vs 2024 (€ 1,933,037) Unfavourable step	▼ 92%
Total debts	€ 3,022,339 Total debts 2022: € 3,022,339 First fiscal year in the series	€ 3,317,866 Total debts 2023: € 3,317,866 ▲ 10% vs 2022 (€ 3,022,339) Unfavourable step	€ 3,044,625 Total debts 2024: € 3,044,625 ▼ 8% vs 2023 (€ 3,317,866) Favourable step	€ 3,578,721 Total debts 2025: € 3,578,721 ▲ 18% vs 2024 (€ 3,044,625) Unfavourable step	▲ 18%
Cash	€ 5,135,942 Cash 2022: € 5,135,942 First fiscal year in the series	€ 1,072,426 Cash 2023: € 1,072,426 ▼ 79% vs 2022 (€ 5,135,942) Unfavourable step	€ 2,123,247 Cash 2024: € 2,123,247 ▲ 98% vs 2023 (€ 1,072,426) Favourable step	€ 979,470 Cash 2025: € 979,470 ▼ 54% vs 2024 (€ 2,123,247) Unfavourable step	▼ 54%
Land & buildings	€ 214,123 Land & buildings 2022: € 214,123 First fiscal year in the series	€ 186,178 Land & buildings 2023: € 186,178 ▼ 13% vs 2022 (€ 214,123) Unchanged	€ 172,568 Land & buildings 2024: € 172,568 ▼ 7% vs 2023 (€ 186,178) Unchanged	€ 168,541 Land & buildings 2025: € 168,541 ▼ 2% vs 2024 (€ 172,568) Unchanged	▼ 2%
Retained profit	€ 4,535,054 Retained profit 2022: € 4,535,054 First fiscal year in the series	€ 3,203,285 Retained profit 2023: € 3,203,285 ▼ 29% vs 2022 (€ 4,535,054) Unfavourable step	€ 1,808,637 Retained profit 2024: € 1,808,637 ▼ 44% vs 2023 (€ 3,203,285) Unfavourable step	€ 31,876 Retained profit 2025: € 31,876 ▼ 98% vs 2024 (€ 1,808,637) Unfavourable step	▼ 98%
Dividend	€ 2,878,202 Dividend 2022: € 2,878,202 First fiscal year in the series	€ 3,104,790 Dividend 2023: € 3,104,790 ▲ 8% vs 2022 (€ 2,878,202) Unchanged	€ 2,880,524 Dividend 2024: € 2,880,524 ▼ 7% vs 2023 (€ 3,104,790) Unchanged	€ 3,454,293 Dividend 2025: € 3,454,293 ▲ 20% vs 2024 (€ 2,880,524) Unchanged	▲ 20%
Balance sheet total	€ 7,681,793 Balance sheet total 2022: € 7,681,793 First fiscal year in the series	€ 6,645,551 Balance sheet total 2023: € 6,645,551 ▼ 13% vs 2022 (€ 7,681,793) Unchanged	€ 4,977,662 Balance sheet total 2024: € 4,977,662 ▼ 25% vs 2023 (€ 6,645,551) Unchanged	€ 3,734,997 Balance sheet total 2025: € 3,734,997 ▼ 25% vs 2024 (€ 4,977,662) Unchanged	▼ 25%
Employees (FTE)	17.4 Employees (FTE) 2022: 17.4 First fiscal year in the series	15.7 Employees (FTE) 2023: 15.7 ▼ 1.7 vs 2022 (17.4) Unchanged	16.6 Employees (FTE) 2024: 16.6 ▲ 0.9 vs 2023 (15.7) Unchanged	14.9 Employees (FTE) 2025: 14.9 ▼ 1.7 vs 2024 (16.6) Unchanged	▼ 1.7

Key figures of Jo De Bock en zonen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Jo De Bock en zonen?

What happened at Jo De Bock en zonen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 4, 2026 New annual accounts for financial year 2025: profit of € 1.7 million (▲ 13% vs 2024). Source: NBB ↗
Dec 18, 2007 Start of the company according to the CBE. KBO
Dec 14, 2007 New establishment in Oudenaarde. KBO

In short

From € 1.7 million profit in 2022 to € 1.7 million profit in 2025.

Paid € 2.5 million in corporate taxes since 2022.

Best year ever: 2023, with € 1.8 million profit.

On average € 208,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Joke De Bock Jozef De Bock Nick De Bock

Jo De Bock en zonen

Behind Jo De Bock en zonen are Joke De Bock, Jozef De Bock and Nick De Bock.

Directors

According to the 2025 annual accounts

Joke De Bock

Director

Jozef De Bock

Director

Nick De Bock

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Ronseweg 53-55

9700 Oudenaarde

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS verzekeringendebock.be

Canonical: https://www.verzekeringendebock.be/nl-be

About

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Certifications & Partners

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Domain

verzekeringendebock.be

Registered

2013-09-11

Website info

HTTPS Ja

Languages FR, NL

Features

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Details

Company number: 0894.295.161
VAT number: BE 0894.295.161
Registered office: Ronseweg 53-55, 9700 Oudenaarde
Names & denominations: Jo De Bock en zonen
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 18 December 2007
Peppol: Active · Active since 14 Apr 2026
Contact: verzekeringendebock.be
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

Jo De Bock en zonen

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Financials

What happened to Jo De Bock en zonen?

Management

Directors

Establishments

Establishment units

Website

Technologies

Certifications & Partners

Domain

Website info

Features

Details

Frequently asked questions