Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KAMFLOR from Kalmthout, company number BE0894293874, closed financial year 2025 with a result of € 37,568 after tax. For that financial year KAMFLOR recorded a gross margin of € 87,026 and equity of € 197,905. Compared with financial year 2024, the result moved from € 50,210 to € 37,568. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 8, 2026.
€ 197,905
▼ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,568
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 3,073
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 131,092 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 81,059
▲ € 75,325 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 112,226
▲ 37% vs 2024
€ 23,561 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,214
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,417
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 101,519 | € 114,181 | € 88,098 | € 87,026 | ▼ 1% |
| Profit after taxes | € 61,103 | € 68,544 | € 50,210 | € 37,568 | ▼ 25% |
| Equity | € 234,415 | € 278,511 | € 291,429 | € 197,905 | ▼ 32% |
| Total debts | € 172,962 | € 193,101 | € 208,385 | € 373,008 | ▲ 79% |
| Cash | € 11,489 | € 14,080 | € 3,354 | € 3,073 | ▼ 8% |
| Land & buildings | € 270,364 | € 260,236 | € 251,607 | € 241,671 | ▼ 4% |
| Retained profit | € 226,215 | € 270,311 | € 283,229 | € 189,705 | ▼ 33% |
| Dividend | € 1,280 | € 24,449 | € 37,292 | € 131,092 | ▲ 252% |
| Bank debt | € 109,668 | € 95,668 | € 81,669 | € 112,226 | ▲ 37% |
| Balance sheet total | € 407,377 | € 471,612 | € 499,814 | € 570,913 | ▲ 14% |
Key figures of KAMFLOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to KAMFLOR?
What happened at KAMFLOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 37,568 (▼ 25% vs 2024). Source: NBB ↗
- New establishment in Kalmthout. KBO
- Start of the company according to the CBE. KBO
- Tanja Kerstens became a director. NBB
- Chris Smout became a director. NBB
In short
From € 61,103 profit in 2022 to € 37,568 profit in 2025.
Paid € 87,737 in corporate taxes since 2022.
Best year ever: 2023, with € 68,544 profit.
Paid out € 194,113 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KAMFLOR are Tanja Kerstens and Chris Smout.
Directors
According to the 2025 annual accounts
Tanja Kerstens
Director
since 2007
Chris Smout
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Warandalei (Dp) 25
2920 Kalmthout
Kijkuitstraat (C) 40
2920 Kalmthout
Active since 21 December 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0894.293.874
- VAT number
- BE 0894.293.874
- Registered office
- Warandalei (Dp) 25, 2920 Kalmthout
- Names & denominations
- KAMFLOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 December 2007
- Peppol
- Active · Active since 8 Dec 2025
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