Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
STEMAAR from Lier, company number BE0893776509, closed financial year 2025 with a result of € -18,214 after tax. For that financial year STEMAAR recorded a gross margin of € -59,881 and equity of € 6.3 million. Compared with financial year 2024, the result moved from € -2,760 to € -18,214. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 6.3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,214
▼ 560 % more loss than in 2024
Profit after tax over the fiscal year.
€ 424,218
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,096
▼ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -9,274 | € -7,348 | € -22,426 | € -59,881 | ▼ € 37,455 |
| Profit after taxes | € -68,385 | € -61,954 | € -2,760 | € -18,214 | ▼ € 15,454 |
| Equity | € 6,341,131 | € 6,279,177 | € 6,276,417 | € 6,258,204 | |
| Total debts | € 3,505,094 | € 3,745,267 | € 4,867,911 | € 3,532,930 | ▼ 27% |
| Cash | € 226,520 | € 90,785 | € 771,878 | € 424,218 | ▼ 45% |
| Land & buildings | € 467,688 | € 452,596 | € 449,205 | € 165,502 | ▼ 63% |
| Retained profit | € 3,056,131 | € 2,994,177 | € 2,991,417 | € 2,973,204 | ▼ 1% |
| Bank debt | € 0 | € 0 | € 1,322,797 | € 0 | ▼ 100% |
| Balance sheet total | € 9,846,225 | € 10,024,444 | € 11,144,328 | € 9,791,133 | ▼ 12% |
Key figures of STEMAAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEMAAR?
What happened at STEMAAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,214. Source: NBB ↗
- Scovest BV became a director. NBB
- Dr. Maarten Couturier BV became a director. NBB
- New establishment in Lier. KBO
- Katrin Torfs became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 68,385 loss in 2022 to € 18,214 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEMAAR are Katrin Torfs, Scovest BV and Dr. Maarten Couturier BV. It owns 33.3% of Tak Herman and 33.3% of Obit itself.
Directors
According to the 2025 annual accounts
since 2007
Director · represented by Steven Couturier
since 2024
Director · represented by Maarten Couturier
since 2024
Establishments
Establishment units
Physical locations of this company
Ringenhofweg 14
2500 Lier
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.776.509
- VAT number
- BE 0893.776.509
- Registered office
- Ringenhofweg 14, 2500 Lier
- Names & denominations
- STEMAAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2007
- Peppol
- Active · Active since 24 Jun 2025
- Activities · NACE
Activiteiten van holdings
Holdings
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