Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SART & CO from Villers-la-Ville, company number BE0893725138, closed financial year 2025 with a result of € -340,914 after tax. For that financial year SART & CO recorded a gross margin of € 573,065 and equity of € -457,183. Compared with financial year 2024, the result moved from € -125,413 to € -340,914. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 13, 2026.
€ -457,183
▼ € 340,914 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -340,914
▼ 172 % more loss than in 2024
Profit after tax over the fiscal year.
€ 173,788
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -582,183.
People and assets in 2025
13.8
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 581,407
▲ 26% vs 2024
€ 42,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 202,649
▲ € 185,361 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 million
▲ 40% vs 2024
€ 211,072 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1 million
▲ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 62,903
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 657,149 | € 548,400 | € 499,130 | € 573,065 | ▲ 15% |
| Profit after taxes | € 262,539 | € 14,121 | € -125,413 | € -340,914 | ▼ € 215,501 |
| Equity | € -4,977 | € 9,144 | € -116,269 | € -457,183 | ▼ € 340,914 |
| Total debts | € 950,471 | € 932,826 | € 2,174,233 | € 3,251,146 | ▲ 50% |
| Cash | € 353,669 | € 274,449 | € 329,935 | € 173,788 | ▼ 47% |
| Land & buildings | € 20,898 | € 18,581 | € 16,264 | € 13,946 | ▼ 14% |
| Retained profit | € -129,977 | € -115,856 | € -241,269 | € -582,183 | ▼ € 340,914 |
| Bank debt | € 107,965 | € 242,115 | € 1,281,058 | € 1,798,533 | ▲ 40% |
| Balance sheet total | € 945,495 | € 941,970 | € 2,057,964 | € 2,793,963 | ▲ 36% |
| Employees (FTE) | 10.5 | 11.9 | 13.2 | 13.8 | ▲ 0.6 |
Key figures of SART & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SART & CO?
What happened at SART & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marie-Estelle Loriaux stepped down as director. NBB
- Pierre-Yves Belli stepped down as director. NBB
- Aurore Loriaux stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 340,914. filed late Source: NBB ↗
- Marie-Estelle Loriaux became a director. NBB
- Pierre-Yves Belli became a director. NBB
- Aurore Loriaux became a director. NBB
- New establishment in Villers-la-Ville. KBO
In short
From € 262,539 profit in 2022 to € 340,914 loss in 2025.
Paid € 1,607 in corporate taxes since 2022.
Best year ever: 2022, with € 262,539 profit.
On average € 41,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Chaussée de Namur 113
1495 Villers-la-Ville
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.725.138
- VAT number
- BE 0893.725.138
- Registered office
- Chaussée de Namur 113, 1495 Villers-la-Ville
- Names & denominations
- SART & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2007
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)