Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CARAFINANCE from Schaarbeek, company number BE0893660505, closed financial year 2025 with a result of € 168,923 after tax. For that financial year CARAFINANCE recorded a gross margin of € -1,638 and equity of € 1.8 million. Compared with financial year 2024, the result moved from € 158,425 to € 168,923. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 1.8 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 168,923
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 22
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.6 million.
Debts at end 2025
€ 175,006
▼ 30% vs 2024
Loans from banks and other lenders, long and short.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -139 | € 2,280 | € -2,954 | € -1,638 | ▲ € 1,316 |
| Profit after taxes | € -3,871 | € -6,749 | € 158,425 | € 168,923 | ▲ 7% |
| Equity | € 1,524,027 | € 1,517,278 | € 1,675,703 | € 1,844,627 | ▲ 10% |
| Total debts | € 1,476,305 | € 1,484,329 | € 1,325,914 | € 1,159,645 | ▼ 13% |
| Cash | € 313 | € 1,608 | € 1,618 | € 22 | ▼ 99% |
| Retained profit | € -1,871,973 | € -1,878,722 | € -1,720,297 | € -1,551,373 | ▲ € 168,923 |
| Bank debt | € 250,000 | € 250,000 | € 250,000 | € 175,006 | ▼ 30% |
| Balance sheet total | € 3,000,333 | € 3,001,608 | € 3,001,618 | € 3,004,272 |
Key figures of CARAFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CARAFINANCE?
What happened at CARAFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 168,923 (▲ 7% vs 2024). Source: NBB ↗
- New establishment in Schaarbeek. KBO
- PEAC Management SPRL became a director. NBB
- Start of the company according to the CBE. KBO
- ORLEANS MANAGEMENT SRL became a director. NBB
- Lorraine le Maistre d'Anstaing became a director. NBB
In short
From € 3,871 loss in 2022 to € 168,923 profit in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2025, with € 168,923 profit.
A new publication or filing at CARAFINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARAFINANCE are ORLEANS MANAGEMENT SRL, Lorraine le Maistre d'Anstaing and PEAC Management SPRL. It owns 99% of EDITIONS CARAMEL NV and 11.4% of CHOCOLAPS itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Michel d'Oultremont jean
since 2007
Lorraine le Maistre d'Anstaing
Director
since 2007
since 2009
Establishments
Establishment units
Physical locations of this company
Jacques Georginlaan 2
1030 Schaarbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →AUDIOPRESSE
€ 200,000 revenue · 2025
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€ 215.3 million revenue · 2025
EDITIONS CARAMEL same network
€ 403,761 gross margin · 2025
CONTRASTE EUROPE
€ 22.6 million revenue · 2025
TV Belgium
€ 150,585 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.660.505
- VAT number
- BE 0893.660.505
- Registered office
- Jacques Georginlaan 2, 1030 Schaarbeek
- Names & denominations
- CARAFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 2007
- Peppol
- Not registered
- Activities · NACE
Activiteiten van holdings
Holdings