FINCOV is an accounting firm in Tervuren. Private Limited, started on 21 November 2007, 1 establishment.

What is the address of FINCOV?

The registered office of FINCOV is located at Vrijwilligerslaan 5, 3080 Tervuren.

Is FINCOV still active?

Yes. According to the CBE (18 September 2026) FINCOV is active, legal situation “Normale toestand”, started on 21 November 2007.

Is FINCOV registered on Peppol?

Yes, FINCOV is registered on the Peppol network with ID 0208:0893615963.

What is the enterprise number of FINCOV?

The enterprise number of FINCOV is BE0893615963.

When was FINCOV founded?

FINCOV was founded on 21 November 2007.

Who are the directors of FINCOV?

According to the 2025 annual accounts, the directors of FINCOV are: Thomas van der VAEREN.

Is FINCOV a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 November 2007; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINCOV make in 2025?

FINCOV posted a profit after taxes of € 85,286 in financial year 2025.

What is the revenue of FINCOV?

As a small company, FINCOV is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 227,999.

FINCOV (Private Limited) - Tervuren - BE0893615963

Dossier FINCOV, printed on 18 September 2026 from databakkes.be/en/0893615963/fincov. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINCOV from Tervuren, company number BE0893615963, closed financial year 2025 with a result of € 85,286 after tax. For that financial year FINCOV recorded a gross margin of € 227,999 and equity of € 197,295. Compared with financial year 2024, the result moved from € 62,174 to € 85,286. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 20, 2026.

What it is worth Healthy

€ 197,295

▼ 23% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 85,286

▲ 37% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 23,962

▼ 44% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 145,510 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 34,546

▲ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 23,059

▲ € 21,190 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 13 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 254,987

▼ 9% vs 2024

€ 19,112 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.

Owed to suppliers

€ 2,221

▲ 102% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 25,824

▲ 38% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 161,985 Gross margin 2022: € 161,985 First fiscal year in the series	€ 172,960 Gross margin 2023: € 172,960 ▲ 7% vs 2022 (€ 161,985) Favourable step	€ 204,554 Gross margin 2024: € 204,554 ▲ 18% vs 2023 (€ 172,960) Favourable step	€ 227,999 Gross margin 2025: € 227,999 ▲ 11% vs 2024 (€ 204,554) Favourable step	▲ 11%
Profit after taxes	€ 22,107 Profit after taxes 2022: € 22,107 First fiscal year in the series	€ 35,573 Profit after taxes 2023: € 35,573 ▲ 61% vs 2022 (€ 22,107) Favourable step	€ 62,174 Profit after taxes 2024: € 62,174 ▲ 75% vs 2023 (€ 35,573) Favourable step	€ 85,286 Profit after taxes 2025: € 85,286 ▲ 37% vs 2024 (€ 62,174) Favourable step	▲ 37%
Equity	€ 159,772 Equity 2022: € 159,772 First fiscal year in the series	€ 195,345 Equity 2023: € 195,345 ▲ 22% vs 2022 (€ 159,772) Favourable step	€ 257,519 Equity 2024: € 257,519 ▲ 32% vs 2023 (€ 195,345) Favourable step	€ 197,295 Equity 2025: € 197,295 ▼ 23% vs 2024 (€ 257,519) Unfavourable step	▼ 23%
Total debts	€ 286,941 Total debts 2022: € 286,941 First fiscal year in the series	€ 307,500 Total debts 2023: € 307,500 ▲ 7% vs 2022 (€ 286,941) Unfavourable step	€ 329,688 Total debts 2024: € 329,688 ▲ 7% vs 2023 (€ 307,500) Unfavourable step	€ 416,874 Total debts 2025: € 416,874 ▲ 26% vs 2024 (€ 329,688) Unfavourable step	▲ 26%
Cash	€ 127,867 Cash 2022: € 127,867 First fiscal year in the series	€ 184,491 Cash 2023: € 184,491 ▲ 44% vs 2022 (€ 127,867) Favourable step	€ 43,074 Cash 2024: € 43,074 ▼ 77% vs 2023 (€ 184,491) Unfavourable step	€ 23,962 Cash 2025: € 23,962 ▼ 44% vs 2024 (€ 43,074) Unfavourable step	▼ 44%
Land & buildings	€ 195,000 Land & buildings 2022: € 195,000 First fiscal year in the series	€ 189,400 Land & buildings 2023: € 189,400 ▼ 3% vs 2022 (€ 195,000) Unchanged	€ 183,800 Land & buildings 2024: € 183,800 ▼ 3% vs 2023 (€ 189,400) Unchanged	€ 178,200 Land & buildings 2025: € 178,200 ▼ 3% vs 2024 (€ 183,800) Unchanged	▼ 3%
Retained profit	€ 147,372 Retained profit 2022: € 147,372 First fiscal year in the series	€ 182,945 Retained profit 2023: € 182,945 ▲ 24% vs 2022 (€ 147,372) Favourable step	€ 243,259 Retained profit 2024: € 243,259 ▲ 33% vs 2023 (€ 182,945) Favourable step	€ 183,035 Retained profit 2025: € 183,035 ▼ 25% vs 2024 (€ 243,259) Unfavourable step	▼ 25%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 145,510 Dividend 2025: € 145,510 Unchanged (€ 0) Unchanged
Bank debt	€ 239,167 Bank debt 2022: € 239,167 First fiscal year in the series	€ 242,969 Bank debt 2023: € 242,969 ▲ 2% vs 2022 (€ 239,167) Unfavourable step	€ 281,205 Bank debt 2024: € 281,205 ▲ 16% vs 2023 (€ 242,969) Unfavourable step	€ 254,987 Bank debt 2025: € 254,987 ▼ 9% vs 2024 (€ 281,205) Favourable step	▼ 9%
Balance sheet total	€ 446,714 Balance sheet total 2022: € 446,714 First fiscal year in the series	€ 502,845 Balance sheet total 2023: € 502,845 ▲ 13% vs 2022 (€ 446,714) Unchanged	€ 587,208 Balance sheet total 2024: € 587,208 ▲ 17% vs 2023 (€ 502,845) Unchanged	€ 614,169 Balance sheet total 2025: € 614,169 ▲ 5% vs 2024 (€ 587,208) Unchanged	▲ 5%

Key figures of FINCOV, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to FINCOV?

What happened at FINCOV in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 20, 2026 New annual accounts for financial year 2025: profit of € 85,286 (▲ 37% vs 2024). Source: NBB ↗
Sep 18, 2009 New establishment in Tervuren. KBO
Nov 21, 2007 Start of the company according to the CBE. KBO

In short

From € 22,107 profit in 2022 to € 85,286 profit in 2025.

Paid € 107,640 in corporate taxes since 2022.

Best year ever: 2025, with € 85,286 profit.

Paid out € 145,510 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at FINCOV? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Thomas van der VAEREN

FINCOV

Delca International

Behind FINCOV is Thomas van der VAEREN. Thomas van der VAEREN is also behind Delca International.

See the full network in the app

Directors

According to the 2025 annual accounts

Thomas van der VAEREN

Administrator-manager

Also active at: Delca International

Establishments

Establishment units

Physical locations of this company

Registered office

Vrijwilligerslaan 5

3080 Tervuren

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0893.615.963

VAT number

BE 0893.615.963

Registered office

Vrijwilligerslaan 5, 3080 Tervuren

Names & denominations

FINCOV

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

21 November 2007

Peppol

Active · Active since 10 Dec 2025

Activities · NACE

Activiteiten van (gecertificeerde) (fiscaal) accountants

Boekhouders en boekhouders-fiscalisten

View on CBE Public ↗ Annual accounts (NBB) ↗

FINCOV

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Financials

What happened to FINCOV?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions