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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
& DE BANDT from Etterbeek, company number BE0893065340, closed financial year 2025 with a result of € 1 million after tax. For that financial year & DE BANDT recorded a gross margin of € 1.3 million and equity of € 435,190. Compared with financial year 2024, the result moved from € 661,228 to € 1 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 435,190
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1 million
▲ 56% vs 2024
Profit after tax over the fiscal year.
€ 129,413
▲ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1 million paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2.7
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 155,692
▼ 3% vs 2024
€ 57,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 526,410
▲ € 525,317 vs 2024
Of which on lease € 519,529.
Debts at end 2025
€ 141,364
▼ 17% vs 2024
€ 24,985 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 377,721
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,495
▼ 31% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 929,922 | € 932,439 | € 927,760 | € 1,297,762 | ▲ 40% |
| Profit after taxes | € 725,758 | € 671,071 | € 661,228 | € 1,030,515 | ▲ 56% |
| Equity | € 433,637 | € 425,708 | € 431,146 | € 435,190 | ▲ 1% |
| Total debts | € 950,721 | € 1,117,978 | € 1,173,274 | € 1,563,106 | ▲ 33% |
| Cash | € 115,643 | € 91,740 | € 69,129 | € 129,413 | ▲ 87% |
| Retained profit | € 312,669 | € 304,740 | € 301,967 | € 302,482 | |
| Dividend | € 533,000 | € 679,000 | € 664,000 | € 1,030,000 | ▲ 55% |
| Bank debt | € 279,232 | € 225,653 | € 171,130 | € 141,364 | ▼ 17% |
| Balance sheet total | € 1,384,358 | € 1,543,686 | € 1,604,419 | € 1,998,296 | ▲ 25% |
| Employees (FTE) | 1.7 | 1.8 | 2.6 | 2.7 | ▲ 0.1 |
Key figures of & DE BANDT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to & DE BANDT?
What happened at & DE BANDT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1 million (▲ 56% vs 2024). Source: NBB ↗
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 725,758 profit in 2022 to € 1 million profit in 2025.
Paid € 41,754 in corporate taxes since 2022.
Best year ever: 2025, with € 1 million profit.
On average € 480,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Karel Janssens, Raluca GHERGHINARU comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
& DE BANDTBehind & DE BANDT are Raluca GHERGHINARU BV, Jeroen DEWISPELAERE BV, Advocatenkantoor PDB Legal BV, Karel JANSSENS BV and Peter TEERLINCK BV. The shares are held by Karel Janssens (19%) and Raluca GHERGHINARU (13.1%).
Directors
According to the 2025 annual accounts
Director · represented by Raluca GHERGHINARU
Director · represented by Jeroen DEWISPELAERE
Director · represented by Pierre de BANDT
Director · represented by Karel JANSSENS
Director · represented by Peter TEERLINCK
Shareholders
19%
13.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ijzerlaan 19
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0893.065.340
- VAT number
- BE 0893.065.340
- Registered office
- Ijzerlaan 19, 1040 Etterbeek
- Names & denominations
- & DE BANDT
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 25 October 2007
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van advocaten
Advocatenkantoor en juridische adviseurs