Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Semtext from Gent, company number BE0892941220, closed financial year 2025 with a result of € -1,062 after tax. For that financial year Semtext recorded a gross margin of € 11,917 and equity of € -65,747. Compared with financial year 2024, the result moved from € 18,086 to € -1,062. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -65,747
▼ € 1,062 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,062
▼ still € 18,086 profit in 2024
Profit after tax over the fiscal year.
€ 7,812
▼ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -75,366.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 578
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 38,673
▼ 26% vs 2024
€ 13,749 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,571
▼ 55% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,092 | € 19,950 | € 32,516 | € 11,917 | ▼ 63% |
| Profit after taxes | € 4,639 | € 3,341 | € 18,086 | € -1,062 | ▼ € 19,148 |
| Equity | € -86,111 | € -82,770 | € -64,684 | € -65,747 | ▼ € 1,062 |
| Total debts | € 159,786 | € 135,740 | € 121,117 | € 102,517 | ▼ 15% |
| Cash | € 9,953 | € 7,567 | € 18,606 | € 7,812 | ▼ 58% |
| Retained profit | € -95,730 | € -92,389 | € -74,303 | € -75,366 | ▼ € 1,062 |
| Bank debt | € 77,866 | € 65,135 | € 52,074 | € 38,673 | ▼ 26% |
| Balance sheet total | € 73,675 | € 52,970 | € 56,433 | € 36,771 | ▼ 35% |
Key figures of Semtext, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Semtext?
What happened at Semtext in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,062 (▼ € 19,148 vs 2024). filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
In short
From € 4,639 profit in 2022 to € 1,062 loss in 2025.
Paid € 2,491 in corporate taxes since 2022.
Best year ever: 2024, with € 18,086 profit.
Management
Behind Semtext is HANS SEMINCK .
Directors
According to the 2025 annual accounts
HANS SEMINCK
Director
Establishments
Establishment units
Physical locations of this company
Wijngaardstraat 57
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Hans Alfons Juliaan SEMINCK(oprichter) 99.5%
- Francesca Simonne VERSTRAETE(oprichter) 0.5%
Details
- Company number
- 0892.941.220
- VAT number
- BE 0892.941.220
- Registered office
- Wijngaardstraat 57, 9000 Gent
- Names & denominations
- Semtext
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 October 2007
- Peppol
- Active · Active since 3 Jan 2026
- Activities · NACE
Activiteiten van persagentschappen
Persagentschappen