Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HAVET-CORMAN from Welkenraedt, company number BE0892785921, closed financial year 2025 with a result of € -778 after tax. For that financial year HAVET-CORMAN recorded a gross margin of € 8,056 and equity of € -16,046. Compared with financial year 2024, the result moved from € -56,946 to € -778. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ -16,046
▼ € 778 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -778
▲ 99 % less loss than in 2024
Profit after tax over the fiscal year.
€ 432
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -22,246.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 400
▼ 98% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,613
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 643
▼ 92% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 41,602 | € 41,755 | € 42,070 | € 8,056 | ▼ 81% |
| Profit after taxes | € 5,917 | € 1,323 | € -56,946 | € -778 | ▲ € 56,168 |
| Equity | € 40,354 | € 41,677 | € -15,268 | € -16,046 | ▼ € 778 |
| Total debts | € 109,106 | € 116,484 | € 85,879 | € 18,678 | ▼ 78% |
| Cash | € 1,226 | € 7,333 | € 12,311 | € 432 | ▼ 96% |
| Land & buildings | € 75,063 | € 68,109 | - | - | |
| Retained profit | € 34,154 | € 35,477 | € -21,468 | € -22,246 | ▼ € 778 |
| Bank debt | € 29,689 | € 10,645 | € 0 | € 0 | |
| Balance sheet total | € 149,460 | € 158,161 | € 70,611 | € 2,632 | ▼ 96% |
Key figures of HAVET-CORMAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HAVET-CORMAN?
What happened at HAVET-CORMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 778. filed late Source: NBB ↗
- New establishment in Limbourg. KBO
- Josiane CORMAN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,917 profit in 2022 to € 778 loss in 2025.
Paid € 866 in corporate taxes since 2022.
Best year ever: 2022, with € 5,917 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Josiane CORMAN
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Rue du Hangar 74
4840 Welkenraedt
Rue des Ecoles 187
4830 Limbourg
Active since 23 October 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.785.921
- VAT number
- BE 0892.785.921
- Registered office
- Rue du Hangar 74, 4840 Welkenraedt
- Names & denominations
- HAVET-CORMAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 October 2007
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in motorbrandstoffen
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Fastfoodzaken, snackbars, frituren en dergelijke
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Eetgelegenheden met beperkte bediening
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)