Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAEY NIEK BOUWBEDRIJF from Assenede, company number BE0892769687, closed financial year 2025 with a result of € 18,270 after tax. For that financial year SAEY NIEK BOUWBEDRIJF recorded a gross margin of € 49,666 and equity of € 145,953. Compared with financial year 2024, the result moved from € 9,958 to € 18,270. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 145,953
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,270
▲ 83% vs 2024
Profit after tax over the fiscal year.
€ 21,397
▲ 196% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 29,579 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 2,169
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 189,061
▼ 8% vs 2024
€ 16,032 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 3,253
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,335
▲ 81% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 55,244 | € 35,428 | € 34,155 | € 49,666 | ▲ 45% |
| Profit after taxes | € 7,429 | € 12,653 | € 9,958 | € 18,270 | ▲ 83% |
| Equity | € 190,472 | € 179,200 | € 157,262 | € 145,953 | ▼ 7% |
| Total debts | € 271,030 | € 273,100 | € 266,265 | € 288,930 | ▲ 9% |
| Cash | € 36,352 | € 17,232 | € 7,226 | € 21,397 | ▲ 196% |
| Land & buildings | € 294,935 | € 301,675 | € 290,366 | € 285,758 | ▼ 2% |
| Retained profit | € 165,472 | € 154,200 | € 132,262 | € 120,953 | ▼ 9% |
| Dividend | € 28,856 | € 23,925 | € 31,896 | € 29,579 | ▼ 7% |
| Bank debt | € 235,998 | € 220,540 | € 204,899 | € 189,061 | ▼ 8% |
| Balance sheet total | € 461,502 | € 452,300 | € 423,528 | € 434,883 | ▲ 3% |
Key figures of SAEY NIEK BOUWBEDRIJF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SAEY NIEK BOUWBEDRIJF?
What happened at SAEY NIEK BOUWBEDRIJF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,270 (▲ 83% vs 2024). Source: NBB ↗
- New establishment in Assenede. KBO
- Start of the company according to the CBE. KBO
- Niek Saey became a director. NBB
In short
From € 7,429 profit in 2022 to € 18,270 profit in 2025.
Paid € 20,818 in corporate taxes since 2022.
Best year ever: 2025, with € 18,270 profit.
Paid out € 114,256 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAEY NIEK BOUWBEDRIJF is Niek Saey. Niek Saey is also behind Algemene bouwonderneming Saey & De Pauw and Qualitas Invest.
Directors
According to the 2025 annual accounts
since 2007
Establishments
Establishment units
Physical locations of this company
Hogevorst 52
9968 Assenede
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.769.687
- VAT number
- BE 0892.769.687
- Registered office
- Hogevorst 52, 9968 Assenede
- Names & denominations
- SAEY NIEK BOUWBEDRIJF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 2007
- Peppol
- Active · Active since 5 Jun 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen