Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
M & Y Bouwadvies from Holsbeek, company number BE0892725741, closed financial year 2025 with a result of € -105,301 after tax. For that financial year M & Y Bouwadvies recorded a gross margin of € -33,598 and equity of € 370,362. Compared with financial year 2024, the result moved from € -96,281 to € -105,301. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 13, 2026.
€ 370,362
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -105,301
▼ 9 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,415
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 81,712.
People and assets in 2025
€ 7,023
▲ 265% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 440,204
▲ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 68,344
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 121,021 | € -33,774 | € -71,354 | € -33,598 | ▲ € 37,756 |
| Profit after taxes | € 113,054 | € -64,685 | € -96,281 | € -105,301 | ▼ € 9,020 |
| Equity | € 636,629 | € 571,944 | € 475,663 | € 370,362 | ▼ 22% |
| Total debts | € 533,622 | € 385,833 | € 656,693 | € 1,027,388 | ▲ 56% |
| Cash | € 116,175 | € 46,788 | € 41,728 | € 8,415 | ▼ 80% |
| Land & buildings | € 111,250 | € 111,250 | € 111,250 | € 111,250 | |
| Retained profit | € 347,979 | € 283,294 | € 187,013 | € 81,712 | ▼ 56% |
| Bank debt | € 470,000 | € 106,211 | € 313,430 | € 440,204 | ▲ 40% |
| Balance sheet total | € 1,170,252 | € 957,777 | € 1,132,357 | € 1,397,750 | ▲ 23% |
Key figures of M & Y Bouwadvies, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M & Y Bouwadvies?
What happened at M & Y Bouwadvies in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 105,301. filed late Source: NBB ↗
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 113,054 profit in 2022 to € 105,301 loss in 2025.
Paid € 11 in corporate taxes since 2022.
Best year ever: 2022, with € 113,054 profit.
A new publication or filing at M & Y Bouwadvies? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind M & Y Bouwadvies is YVES JANSSENS. YVES JANSSENS is also behind DE WINGE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Verhaegenstraat 35
3220 Holsbeek
Gemeenteplein 26
3010 Leuven
Active since 11 October 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.725.741
- VAT number
- BE 0892.725.741
- Registered office
- Verhaegenstraat 35, 3220 Holsbeek
- Names & denominations
- M & Y Bouwadvies
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 October 2007
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van bouwarchitecten
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis