What does Bureau d'Assurance François MICHAUX do?

Bureau d'Assurance François MICHAUX is an insurer in Couvin. Private Limited, started on 11 October 2007, 1 establishment.

What is the address of Bureau d'Assurance François MICHAUX?

The registered office of Bureau d'Assurance François MICHAUX is located at Rue Reine-Astrid, Mar. 3, 5660 Couvin.

Is Bureau d'Assurance François MICHAUX still active?

Yes. According to the CBE (30 September 2026) Bureau d'Assurance François MICHAUX is active, legal situation “Normale toestand”, started on 11 October 2007.

Is Bureau d'Assurance François MICHAUX registered on Peppol?

Yes, Bureau d'Assurance François MICHAUX is registered on the Peppol network with ID 0208:0892723068.

What is the enterprise number of Bureau d'Assurance François MICHAUX?

The enterprise number of Bureau d'Assurance François MICHAUX is BE0892723068.

When was Bureau d'Assurance François MICHAUX founded?

Bureau d'Assurance François MICHAUX was founded on 11 October 2007.

Who are the directors of Bureau d'Assurance François MICHAUX?

According to the 2025 annual accounts, the directors of Bureau d'Assurance François MICHAUX are: FRANCOIS MICHAUX.

Is Bureau d'Assurance François MICHAUX a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 October 2007; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Bureau d'Assurance François MICHAUX make in 2025?

Bureau d'Assurance François MICHAUX posted a profit after taxes of € 46,654 in financial year 2025.

What is the revenue of Bureau d'Assurance François MICHAUX?

As a small company, Bureau d'Assurance François MICHAUX is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 316,234.

Bureau d'Assurance François MICHAUX (Private Limited)

Dossier Bureau d'Assurance François MICHAUX, printed on 30 September 2026 from databakkes.be/en/0892723068/bureau-d-assurance-francois-michaux. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Bureau d'Assurance François MICHAUX from Couvin, company number BE0892723068, closed financial year 2025 with a result of € 46,654 after tax. For that financial year Bureau d'Assurance François MICHAUX recorded a gross margin of € 316,234 and equity of € 418,211. Compared with financial year 2024, the result moved from € 48,328 to € 46,654. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Growing

€ 418,211

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 46,654

▼ 3% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 7,284

▼ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 27,273 paid out

58 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 178,659

▲ 12% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 62,043

▲ € 53,930 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 212,731

▲ 9% vs 2024

€ 37,783 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 6,324

▼ 62% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 76,614

▼ 13% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 269,364 Gross margin 2022: € 269,364 First fiscal year in the series	€ 605,942 Gross margin 2023: € 605,942 ▲ 125% vs 2022 (€ 269,364) Favourable step	€ 292,342 Gross margin 2024: € 292,342 ▼ 52% vs 2023 (€ 605,942) Unfavourable step	€ 316,234 Gross margin 2025: € 316,234 ▲ 8% vs 2024 (€ 292,342) Favourable step	▲ 8%
Profit after taxes	€ 17,022 Profit after taxes 2022: € 17,022 First fiscal year in the series	€ 259,466 Profit after taxes 2023: € 259,466 ▲ € 242,444 vs 2022 (€ 17,022) Favourable step	€ 48,328 Profit after taxes 2024: € 48,328 ▼ 81% vs 2023 (€ 259,466) Unfavourable step	€ 46,654 Profit after taxes 2025: € 46,654 ▼ 3% vs 2024 (€ 48,328) Unfavourable step	▼ 3%
Equity	€ 141,244 Equity 2022: € 141,244 First fiscal year in the series	€ 368,098 Equity 2023: € 368,098 ▲ 161% vs 2022 (€ 141,244) Favourable step	€ 398,830 Equity 2024: € 398,830 ▲ 8% vs 2023 (€ 368,098) Favourable step	€ 418,211 Equity 2025: € 418,211 ▲ 5% vs 2024 (€ 398,830) Favourable step	▲ 5%
Total debts	€ 550,962 Total debts 2022: € 550,962 First fiscal year in the series	€ 260,790 Total debts 2023: € 260,790 ▼ 53% vs 2022 (€ 550,962) Favourable step	€ 304,010 Total debts 2024: € 304,010 ▲ 17% vs 2023 (€ 260,790) Unfavourable step	€ 314,346 Total debts 2025: € 314,346 ▲ 3% vs 2024 (€ 304,010) Unfavourable step	▲ 3%
Cash	€ 3,380 Cash 2022: € 3,380 First fiscal year in the series	€ 40,964 Cash 2023: € 40,964 ▲ € 37,584 vs 2022 (€ 3,380) Favourable step	€ 8,250 Cash 2024: € 8,250 ▼ 80% vs 2023 (€ 40,964) Unfavourable step	€ 7,284 Cash 2025: € 7,284 ▼ 12% vs 2024 (€ 8,250) Unfavourable step	▼ 12%
Land & buildings	€ 439,391 Land & buildings 2022: € 439,391 First fiscal year in the series	€ 269,858 Land & buildings 2023: € 269,858 ▼ 39% vs 2022 (€ 439,391) Unchanged	€ 383,715 Land & buildings 2024: € 383,715 ▲ 42% vs 2023 (€ 269,858) Unchanged	€ 371,454 Land & buildings 2025: € 371,454 ▼ 3% vs 2024 (€ 383,715) Unchanged	▼ 3%
Retained profit	€ 135,044 Retained profit 2022: € 135,044 First fiscal year in the series	€ 361,898 Retained profit 2023: € 361,898 ▲ 168% vs 2022 (€ 135,044) Favourable step	€ 392,630 Retained profit 2024: € 392,630 ▲ 8% vs 2023 (€ 361,898) Favourable step	€ 412,011 Retained profit 2025: € 412,011 ▲ 5% vs 2024 (€ 392,630) Favourable step	▲ 5%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 32,612 Dividend 2023: € 32,612 Unchanged (€ 0) Unchanged	€ 17,596 Dividend 2024: € 17,596 ▼ 46% vs 2023 (€ 32,612) Unchanged	€ 27,273 Dividend 2025: € 27,273 ▲ 55% vs 2024 (€ 17,596) Unchanged	▲ 55%
Bank debt	€ 421,210 Bank debt 2022: € 421,210 First fiscal year in the series	€ 192,024 Bank debt 2023: € 192,024 ▼ 54% vs 2022 (€ 421,210) Favourable step	€ 194,385 Bank debt 2024: € 194,385 ▲ 1% vs 2023 (€ 192,024) Unfavourable step	€ 212,731 Bank debt 2025: € 212,731 ▲ 9% vs 2024 (€ 194,385) Unfavourable step	▲ 9%
Balance sheet total	€ 692,206 Balance sheet total 2022: € 692,206 First fiscal year in the series	€ 628,888 Balance sheet total 2023: € 628,888 ▼ 9% vs 2022 (€ 692,206) Unchanged	€ 702,839 Balance sheet total 2024: € 702,839 ▲ 12% vs 2023 (€ 628,888) Unchanged	€ 732,557 Balance sheet total 2025: € 732,557 ▲ 4% vs 2024 (€ 702,839) Unchanged	▲ 4%

Key figures of Bureau d'Assurance François MICHAUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Bureau d'Assurance François MICHAUX?

What happened at Bureau d'Assurance François MICHAUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 46,654 (▼ 3% vs 2024). Source: NBB ↗
Nov 5, 2007 New establishment in Couvin. KBO
Oct 11, 2007 Start of the company according to the CBE. KBO

In short

From € 17,022 profit in 2022 to € 46,654 profit in 2025.

Paid € 180,022 in corporate taxes since 2022.

Best year ever: 2023, with € 259,466 profit.

Paid out € 77,481 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at Bureau d'Assurance François MICHAUX? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

FRANCOIS MICHAUX

Bureau d'Assurance François MICHAUX

Behind Bureau d'Assurance François MICHAUX is FRANCOIS MICHAUX.

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Directors

According to the 2025 annual accounts

FRANCOIS MICHAUX

Administrator-manager

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Reine-Astrid, Mar. 3

5660 Couvin

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0892.723.068
VAT number: BE 0892.723.068
Registered office: Rue Reine-Astrid, Mar. 3, 5660 Couvin
Names & denominations: Bureau d'Assurance François MICHAUX
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 October 2007
Peppol: Active · Active since 4 Aug 2025
Activities · NACE: Activiteiten van gemengde verzekeringsondernemingen, overwegend leven

View on CBE Public ↗ Annual accounts (NBB) ↗