Financials
Financial year 2025
RANA KREDIET from Gent, company number BE0892513430, closed financial year 2025 with a result of € 253,787 after tax. For that financial year RANA KREDIET recorded a gross margin of € 428,533 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 316,784 to € 253,787. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 1.7 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 253,787
▼ 20% vs 2024
Profit after tax over the fiscal year.
€ 1.8 million
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 175,000 paid out
69 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.7
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 28,095
▲ 65% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,905
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,652
▲ 113% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,718
▼ 89% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 611,645 | € 732,338 | € 508,648 | € 428,533 | ▼ 16% |
| Profit after taxes | € 372,728 | € 453,556 | € 316,784 | € 253,787 | ▼ 20% |
| Equity | € 1,367,012 | € 1,750,568 | € 1,661,352 | € 1,740,139 | ▲ 5% |
| Total debts | € 141,299 | € 153,062 | € 418,623 | € 193,447 | ▼ 54% |
| Cash | € 1,358,280 | € 1,771,501 | € 1,973,088 | € 1,816,166 | ▼ 8% |
| Land & buildings | € 104,192 | € 86,886 | € 69,579 | € 74,256 | ▲ 7% |
| Retained profit | € 1,360,812 | € 1,744,368 | € 1,655,152 | € 1,733,939 | ▲ 5% |
| Dividend | € 0 | € 70,000 | € 406,000 | € 175,000 | ▼ 57% |
| Balance sheet total | € 1,508,310 | € 1,903,630 | € 2,079,975 | € 1,933,586 | ▼ 7% |
| Employees (FTE) | 0.7 | 0.6 | 0.5 | 0.7 | ▲ 0.2 |
Key figures of RANA KREDIET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RANA KREDIET?
What happened at RANA KREDIET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 253,787 (▼ 20% vs 2024). filed late Source: NBB ↗
- Seher Demir became a director. NBB
- New establishment in Gent. KBO
- New establishment in Gent. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
In short
From € 372,728 profit in 2022 to € 253,787 profit in 2025.
Paid € 648,206 in corporate taxes since 2022.
Best year ever: 2023, with € 453,556 profit.
Paid out € 651,000 in dividends to the owners in total.
Management
Behind RANA KREDIET is Seher Demir.
Directors
According to the 2025 annual accounts
Seher Demir
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Edmond van Beverenplein 2
9000 Gent
Francisco Ferrerlaan 256
9000 Gent
Active since 18 October 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- DEMIR Seher(oprichter) 50%
- MIZRAK Osman(oprichter) 50%
Details
- Company number
- 0892.513.430
- VAT number
- BE 0892.513.430
- Registered office
- Edmond van Beverenplein 2, 9000 Gent
- Names & denominations
- RANA KREDIET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 2007
- Peppol
- Active · Active since 17 Oct 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars