Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO MCDL from Chapelle-lez-Herlaimont, company number BE0892499869, closed financial year 2025 with a result of € -3,503 after tax. For that financial year IMMO MCDL recorded a gross margin of € 19,468 and equity of € -39,128. Compared with financial year 2024, the result moved from € -6,863 to € -3,503. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.
€ -39,128
▼ € 3,503 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,503
▲ 49 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,016
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -174,128.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 164,366
▼ 9% vs 2024
Loans from banks and other lenders, long and short.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,970 | € 15,624 | € 16,912 | € 19,468 | ▲ 15% |
| Profit after taxes | € -9,632 | € -9,007 | € -6,863 | € -3,503 | ▲ € 3,360 |
| Equity | € -20,155 | € -29,162 | € -35,625 | € -39,128 | ▼ € 3,503 |
| Total debts | € 339,511 | € 336,789 | € 331,292 | € 327,677 | ▼ 1% |
| Cash | € 3,423 | € 1,827 | - | € 3,016 | |
| Land & buildings | € 315,933 | € 305,800 | € 295,667 | € 285,533 | ▼ 3% |
| Retained profit | € -154,755 | € -163,762 | € -170,625 | € -174,128 | ▼ € 3,503 |
| Bank debt | € 210,562 | € 196,016 | € 181,135 | € 164,366 | ▼ 9% |
| Balance sheet total | € 319,356 | € 307,627 | € 295,667 | € 288,549 | ▼ 2% |
Key figures of IMMO MCDL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to IMMO MCDL?
What happened at IMMO MCDL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,503. filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,632 loss in 2022 to € 3,503 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMO MCDL is Esmeralda Maurizio.
Directors
According to the 2025 annual accounts
Esmeralda Maurizio
Manager
Establishments
Establishment units
Physical locations of this company
Rue du Castia 3
7160 Chapelle-lez-Herlaimont
Boulevard Joseph Tirou 17 box 50
6000 Charleroi
Active since 15 October 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0892.499.869
- VAT number
- BE 0892.499.869
- Registered office
- Rue du Castia 3, 7160 Chapelle-lez-Herlaimont
- Names & denominations
- IMMO MCDL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 2007
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- ozmos.be