What does ELLESASSUR@PHELCO do?

ELLESASSUR@PHELCO is an insurance broker in Oudergem. Private Limited, started on 27 September 2007, 1 establishment.

What is the address of ELLESASSUR@PHELCO?

The registered office of ELLESASSUR@PHELCO is located at Vorstlaan 49 box 18, 1160 Oudergem.

Is ELLESASSUR@PHELCO still active?

Yes. According to the CBE (2 November 2026) ELLESASSUR@PHELCO is active, legal situation “Normale toestand”, started on 27 September 2007.

Is ELLESASSUR@PHELCO registered on Peppol?

No, ELLESASSUR@PHELCO is currently not registered on the Peppol network.

What is the enterprise number of ELLESASSUR@PHELCO?

The enterprise number of ELLESASSUR@PHELCO is BE0892345758.

When was ELLESASSUR@PHELCO founded?

ELLESASSUR@PHELCO was founded on 27 September 2007.

Who are the directors of ELLESASSUR@PHELCO?

According to the 2025 annual accounts, the directors of ELLESASSUR@PHELCO are: Laurent Choda, Geneviève Lissens.

Is ELLESASSUR@PHELCO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 September 2007; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 1 events from the Belgian Official Gazette processed.

How much profit did ELLESASSUR@PHELCO make in 2025?

ELLESASSUR@PHELCO posted a profit after taxes of € 54,118 in financial year 2025.

What is the revenue of ELLESASSUR@PHELCO?

As a small company, ELLESASSUR@PHELCO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 304,616.

ELLESASSUR@PHELCO (Private Limited) - Oudergem

Dossier ELLESASSUR@PHELCO, printed on 3 November 2026 from databakkes.be/en/0892345758/ellesassur-phelco. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ELLESASSUR@PHELCO from Oudergem, company number BE0892345758, closed financial year 2025 with a result of € 54,118 after tax. For that financial year ELLESASSUR@PHELCO recorded a gross margin of € 304,616 and equity of € 305,607. Compared with financial year 2024, the result moved from € 85,477 to € 54,118. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.

What it is worth Healthy

€ 305,607

▼ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 54,118

▼ 37% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 126,039

▲ 62% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 100,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 72,879

▲ 1% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 2,057

▼ 62% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 166,749

▼ 33% vs 2024

€ 81,103 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 97,978

▲ 176% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 58,720

▲ € 49,196 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2024	2025	Change 2024 → 2025
Gross margin	€ 211,316 Gross margin 2021: € 211,316 First fiscal year in the series	€ 210,492 Gross margin 2022: € 210,492 Unchanged (€ 211,316) Unfavourable step	€ 296,102 Gross margin 2024: € 296,102 ▲ 41% vs 2022 (€ 210,492) Favourable step	€ 304,616 Gross margin 2025: € 304,616 ▲ 3% vs 2024 (€ 296,102) Favourable step	▲ 3%
Profit after taxes	€ 56,982 Profit after taxes 2021: € 56,982 First fiscal year in the series	€ 84,270 Profit after taxes 2022: € 84,270 ▲ 48% vs 2021 (€ 56,982) Favourable step	€ 85,477 Profit after taxes 2024: € 85,477 ▲ 1% vs 2022 (€ 84,270) Favourable step	€ 54,118 Profit after taxes 2025: € 54,118 ▼ 37% vs 2024 (€ 85,477) Unfavourable step	▼ 37%
Equity	€ 305,557 Equity 2021: € 305,557 First fiscal year in the series	€ 389,827 Equity 2022: € 389,827 ▲ 28% vs 2021 (€ 305,557) Favourable step	€ 351,490 Equity 2024: € 351,490 ▼ 10% vs 2022 (€ 389,827) Unfavourable step	€ 305,607 Equity 2025: € 305,607 ▼ 13% vs 2024 (€ 351,490) Unfavourable step	▼ 13%
Total debts	€ 526,792 Total debts 2021: € 526,792 First fiscal year in the series	€ 430,121 Total debts 2022: € 430,121 ▼ 18% vs 2021 (€ 526,792) Favourable step	€ 426,325 Total debts 2024: € 426,325 ▼ 1% vs 2022 (€ 430,121) Favourable step	€ 426,771 Total debts 2025: € 426,771 Unchanged (€ 426,325) Unfavourable step
Cash	-	-	€ 77,867 Cash 2024: € 77,867 First fiscal year in the series	€ 126,039 Cash 2025: € 126,039 ▲ 62% vs 2024 (€ 77,867) Favourable step	▲ 62%
Retained profit	€ 299,357 Retained profit 2021: € 299,357 First fiscal year in the series	€ 383,627 Retained profit 2022: € 383,627 ▲ 28% vs 2021 (€ 299,357) Favourable step	€ 345,290 Retained profit 2024: € 345,290 ▼ 10% vs 2022 (€ 383,627) Unfavourable step	€ 299,407 Retained profit 2025: € 299,407 ▼ 13% vs 2024 (€ 345,290) Unfavourable step	▼ 13%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 110,000 Dividend 2024: € 110,000 Unchanged (€ 0) Unchanged	€ 100,000 Dividend 2025: € 100,000 ▼ 9% vs 2024 (€ 110,000) Unchanged	▼ 9%
Bank debt	€ 502,806 Bank debt 2021: € 502,806 First fiscal year in the series	€ 413,896 Bank debt 2022: € 413,896 ▼ 18% vs 2021 (€ 502,806) Favourable step	€ 247,963 Bank debt 2024: € 247,963 ▼ 40% vs 2022 (€ 413,896) Favourable step	€ 166,749 Bank debt 2025: € 166,749 ▼ 33% vs 2024 (€ 247,963) Favourable step	▼ 33%
Balance sheet total	€ 832,349 Balance sheet total 2021: € 832,349 First fiscal year in the series	€ 819,948 Balance sheet total 2022: € 819,948 ▼ 1% vs 2021 (€ 832,349) Unchanged	€ 777,815 Balance sheet total 2024: € 777,815 ▼ 5% vs 2022 (€ 819,948) Unchanged	€ 732,379 Balance sheet total 2025: € 732,379 ▼ 6% vs 2024 (€ 777,815) Unchanged	▼ 6%

Key figures of ELLESASSUR@PHELCO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ELLESASSUR@PHELCO?

What happened at ELLESASSUR@PHELCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 15, 2026 New annual accounts for financial year 2025: profit of € 54,118 (▼ 37% vs 2024). filed late Source: NBB ↗
2024 Laurent Choda became a director. NBB
Nov 21, 2007 New establishment in Oudergem. KBO
Oct 5, 2007 Incorporation, published in the Gazette. Source: Staatsblad ↗

In short

From € 56,982 profit in 2021 to € 54,118 profit in 2025.

Paid € 193,969 in corporate taxes since 2021.

Best year ever: 2024, with € 85,477 profit.

Paid out € 210,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

LIVE - IN 100%

Alexia de la Kethulle 50%

The stake of LIVE - IN, Alexia de la Kethulle comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ELLESASSUR@PHELCO

GDL Management 100%

Behind ELLESASSUR@PHELCO are Laurent Choda and Geneviève Lissens. The shares are held by LIVE - IN (100%) and Alexia de la Kethulle (50%). It owns 100% of GDL Management itself.

Directors

According to the 2025 annual accounts

Laurent Choda

Director

since 2024

Geneviève Lissens

Administrator-manager

Shareholders

LIVE - IN

100%

Alexia de la Kethulle

50%

Participations

GDL Management

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Vorstlaan 49 box 18

1160 Oudergem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

D.H.Y.A.NA. Formation

VBG Médical

€ 4,141 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

5 October 2007 Source: Deed ↗

de la KETHULLE de RYHOVE Bertrand Marie(fondateur / associé) 50%
LISSENS Geneviève Chantal(fondateur / associé) 50%

Details

Company number: 0892.345.758
VAT number: BE 0892.345.758
Registered office: Vorstlaan 49 bus 18, 1160 Oudergem
Names & denominations: ELLESASSUR@PHELCO
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 27 September 2007
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗