What does BANCU ED. do?

BANCU ED. is a specialised building contractor in Ham-sur-Heure-Nalinnes. Private Limited, started on 26 September 2007, 1 establishment.

What is the address of BANCU ED.?

The registered office of BANCU ED. is located at Rue Praile(NAL) 75, 6120 Ham-sur-Heure-Nalinnes.

Is BANCU ED. still active?

Yes. According to the CBE (17 September 2026) BANCU ED. is active, legal situation “Normale toestand”, started on 26 September 2007.

Is BANCU ED. registered on Peppol?

Yes, BANCU ED. is registered on the Peppol network with ID 0208:0892341602.

What is the enterprise number of BANCU ED.?

The enterprise number of BANCU ED. is BE0892341602.

When was BANCU ED. founded?

BANCU ED. was founded on 26 September 2007.

Who are the directors of BANCU ED.?

According to the 2025 annual accounts, the directors of BANCU ED. are: Edmond BANCU.

Is BANCU ED. a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 September 2007; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did BANCU ED. make in 2025?

BANCU ED. recorded a loss after taxes of € 2,609 in financial year 2025.

What is the revenue of BANCU ED.?

As a small company, BANCU ED. is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 573,611.

How much does an employee at BANCU ED. earn?

The average wage cost per full-time employee at BANCU ED. was € 58,100 in 2025: staff costs of € 569,324 for 9.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does BANCU ED. have?

According to the 2025 annual accounts, BANCU ED. has 9.8 full-time equivalents (FTE).

BANCU ED. (Private Limited) - Ham-sur-Heure-Nalinnes

Dossier BANCU ED., printed on 17 September 2026 from databakkes.be/en/0892341602/bancu-ed. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Shrinking team NBB

FTE fell two years in a row, from 12.2 to 9.8.

Financials

Financial year 2025

BANCU ED. from Ham-sur-Heure-Nalinnes, company number BE0892341602, closed financial year 2025 with a result of € -2,609 after tax. For that financial year BANCU ED. recorded a gross margin of € 573,611 and equity of € 239,822. Compared with financial year 2024, the result moved from € 2,644 to € -2,609. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Healthy

€ 239,822

▼ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -2,609

▼ still € 2,644 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 21,845

▼ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 227,422.

People and assets in 2025

Full-time equivalents

9.8

▼ 2.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 569,324

▼ 9% vs 2024

€ 58,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 111,533

▲ 63% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 27,603

▲ 13% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 626,682 Gross margin 2022: € 626,682 First fiscal year in the series	€ 578,405 Gross margin 2023: € 578,405 ▼ 8% vs 2022 (€ 626,682) Unfavourable step	€ 611,462 Gross margin 2024: € 611,462 ▲ 6% vs 2023 (€ 578,405) Favourable step	€ 573,611 Gross margin 2025: € 573,611 ▼ 6% vs 2024 (€ 611,462) Unfavourable step	▼ 6%
Profit after taxes	€ 34,468 Profit after taxes 2022: € 34,468 First fiscal year in the series	€ 14,814 Profit after taxes 2023: € 14,814 ▼ 57% vs 2022 (€ 34,468) Unfavourable step	€ 2,644 Profit after taxes 2024: € 2,644 ▼ 82% vs 2023 (€ 14,814) Unfavourable step	€ -2,609 Profit after taxes 2025: € -2,609 ▼ € 5,254 vs 2024 (€ 2,644) Unfavourable step	▼ € 5,254
Equity	€ 224,973 Equity 2022: € 224,973 First fiscal year in the series	€ 239,787 Equity 2023: € 239,787 ▲ 7% vs 2022 (€ 224,973) Favourable step	€ 242,432 Equity 2024: € 242,432 ▲ 1% vs 2023 (€ 239,787) Favourable step	€ 239,822 Equity 2025: € 239,822 ▼ 1% vs 2024 (€ 242,432) Unfavourable step	▼ 1%
Total debts	€ 316,598 Total debts 2022: € 316,598 First fiscal year in the series	€ 186,273 Total debts 2023: € 186,273 ▼ 41% vs 2022 (€ 316,598) Favourable step	€ 175,395 Total debts 2024: € 175,395 ▼ 6% vs 2023 (€ 186,273) Favourable step	€ 139,141 Total debts 2025: € 139,141 ▼ 21% vs 2024 (€ 175,395) Favourable step	▼ 21%
Cash	€ 109,681 Cash 2022: € 109,681 First fiscal year in the series	€ 29,499 Cash 2023: € 29,499 ▼ 73% vs 2022 (€ 109,681) Unfavourable step	€ 24,720 Cash 2024: € 24,720 ▼ 16% vs 2023 (€ 29,499) Unfavourable step	€ 21,845 Cash 2025: € 21,845 ▼ 12% vs 2024 (€ 24,720) Unfavourable step	▼ 12%
Retained profit	€ 212,573 Retained profit 2022: € 212,573 First fiscal year in the series	€ 227,387 Retained profit 2023: € 227,387 ▲ 7% vs 2022 (€ 212,573) Favourable step	€ 230,032 Retained profit 2024: € 230,032 ▲ 1% vs 2023 (€ 227,387) Favourable step	€ 227,422 Retained profit 2025: € 227,422 ▼ 1% vs 2024 (€ 230,032) Unfavourable step	▼ 1%
Balance sheet total	€ 541,570 Balance sheet total 2022: € 541,570 First fiscal year in the series	€ 426,061 Balance sheet total 2023: € 426,061 ▼ 21% vs 2022 (€ 541,570) Unchanged	€ 417,827 Balance sheet total 2024: € 417,827 ▼ 2% vs 2023 (€ 426,061) Unchanged	€ 378,963 Balance sheet total 2025: € 378,963 ▼ 9% vs 2024 (€ 417,827) Unchanged	▼ 9%
Employees (FTE)	-	12.2 Employees (FTE) 2023: 12.2 First fiscal year in the series	12.1 Employees (FTE) 2024: 12.1 ▼ 0.1 vs 2023 (12.2) Unchanged	9.8 Employees (FTE) 2025: 9.8 ▼ 2.3 vs 2024 (12.1) Unchanged	▼ 2.3

Key figures of BANCU ED., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BANCU ED.?

What happened at BANCU ED. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: loss of € 2,609 (▼ € 5,254 vs 2024). Source: NBB ↗
Oct 16, 2007 New establishment in Ham-sur-Heure-Nalinnes. KBO
Sep 26, 2007 Start of the company according to the CBE. KBO

In short

From € 34,468 profit in 2022 to € 2,609 loss in 2025.

Paid € 28,535 in corporate taxes since 2022.

Best year ever: 2022, with € 34,468 profit.

On average € 58,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at BANCU ED.? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Edmond BANCU

BANCU ED.

Behind BANCU ED. is Edmond BANCU.

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Directors

According to the 2025 annual accounts

Edmond BANCU

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Praile(NAL) 75

6120 Ham-sur-Heure-Nalinnes

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0892.341.602

VAT number

BE 0892.341.602

Registered office

Rue Praile(NAL) 75, 6120 Ham-sur-Heure-Nalinnes

Names & denominations

BANCU ED.

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

26 September 2007

Peppol

Active · Active since 8 Dec 2025

Activities · NACE

Dakwerkzaamheden

Dakbedekking en bouw van dakconstructies

View on CBE Public ↗ Annual accounts (NBB) ↗

BANCU ED.

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Financials

What happened to BANCU ED.?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions