Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ISAJY from Sint-Lambrechts-Woluwe, company number BE0892067032, closed financial year 2025 with a result of € -10,636 after tax. For that financial year ISAJY recorded a gross margin of € -9,962 and equity of € -98,545. Compared with financial year 2024, the result moved from € -10,829 to € -10,636. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ -98,545
▼ € 10,636 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,636
▲ 2 % less loss than in 2024
Profit after tax over the fiscal year.
€ 282
▲ 237% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -128,545.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 101
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -7,856 | € -5,118 | € -10,743 | € -9,962 | ▲ € 781 |
| Profit after taxes | € -9,984 | € -5,526 | € -10,829 | € -10,636 | ▲ € 193 |
| Equity | € -71,554 | € -77,080 | € -87,909 | € -98,545 | ▼ € 10,636 |
| Total debts | € 77,055 | € 80,355 | € 88,188 | € 98,976 | ▲ 12% |
| Cash | € 3,476 | € 3,080 | € 84 | € 282 | ▲ 237% |
| Retained profit | € -101,554 | € -107,080 | € -117,909 | € -128,545 | ▼ € 10,636 |
| Balance sheet total | € 5,501 | € 3,275 | € 279 | € 430 | ▲ 54% |
Key figures of ISAJY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ISAJY?
What happened at ISAJY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,636. Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
- Jean-Yves Maurice became a director. NBB
- Isabelle Gigot became a director. NBB
In short
From € 9,984 loss in 2022 to € 10,636 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ISAJY are Jean-Yves Maurice and Isabelle Gigot.
Directors
According to the 2025 annual accounts
Jean-Yves Maurice
Director
since 2007
Isabelle Gigot
Director
since 2007
Establishments
Establishment units
Physical locations of this company
Steenboklaan 115
1200 Sint-Lambrechts-Woluwe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0892.067.032
- VAT number
- BE 0892.067.032
- Registered office
- Steenboklaan 115, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- ISAJY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2007
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Kapsalons
Haarverzorging
Overige industrie, neg
Overige detailhandel in nieuwe artikelen neg
Detailhandel in cosmetica en toiletartikelen
Overige persoonlijke diensten