Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2025 and 2026.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
ISAJY from Sint-Lambrechts-Woluwe, company number BE0892067032, closed financial year 2026 with a result of € -8,103 after tax. For that financial year ISAJY recorded a gross margin of € -8,044 and equity of € -106,648. Compared with financial year 2025, the result moved from € -10,636 to € -8,103. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 17, 2026.
€ -106,648
▼ € 8,103 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,103
▲ 24 % less loss than in 2025
Profit after tax over the fiscal year.
€ 758
▲ 169% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -136,648.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -5,118 | € -10,743 | € -9,962 | € -8,044 | ▲ € 1,918 |
| Profit after taxes | € -5,526 | € -10,829 | € -10,636 | € -8,103 | ▲ € 2,533 |
| Equity | € -77,080 | € -87,909 | € -98,545 | € -106,648 | ▼ € 8,103 |
| Total debts | € 80,355 | € 88,188 | € 98,976 | € 108,288 | ▲ 9% |
| Cash | € 3,080 | € 84 | € 282 | € 758 | ▲ 169% |
| Retained profit | € -107,080 | € -117,909 | € -128,545 | € -136,648 | ▼ € 8,103 |
| Balance sheet total | € 3,275 | € 279 | € 430 | € 1,640 | ▲ 281% |
Key figures of ISAJY, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 27 February 2028.
What happened to ISAJY?
What happened at ISAJY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 8,103. Source: NBB ↗
- Jean-Yves Marchal stepped down as director. NBB
- Isabelle Gigot stepped down as director. NBB
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Jean-Yves Marchal became a director. NBB
- Isabelle Gigot became a director. NBB
In short
From € 5,526 loss in 2023 to € 8,103 loss in 2026.
Management
Directors
According to the 2026 annual accounts
Jean-Yves Marchal
Director
since 2007 · until 2026
Isabelle Gigot
Director
since 2007 · until 2026
Establishments
Establishment units
Physical locations of this company
Steenboklaan 115
1200 Sint-Lambrechts-Woluwe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Isabelle Maria GIGOT(oprichter) 50%
- Jean-Yves Maurice MARCHAL(oprichter) 50%
Details
- Company number
- 0892.067.032
- VAT number
- BE 0892.067.032
- Registered office
- Steenboklaan 115, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- ISAJY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2007
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Kapsalons
Haarverzorging
Overige industrie, neg
Overige detailhandel in nieuwe artikelen neg
Detailhandel in cosmetica en toiletartikelen
Overige persoonlijke diensten