Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
Algemeen Verzekeringsagentschap from Antwerpen, company number BE0891982306, closed financial year 2025 with a result of € 241,905 after tax. For that financial year Algemeen Verzekeringsagentschap recorded a gross margin of € 421,192 and equity of € 34,206. Compared with financial year 2024, the result moved from € 177,557 to € 241,905. Profitable, and profit is growing. The buffer shrank hard: equity is 82 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 34,206
▼ 82% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 241,905
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 763,065
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 392,829 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 133,920
▼ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 65,371
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1.1 million
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 270,931
▲ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 709,079 | € 857,859 | € 754,826 | - | |
| Gross margin | € 440,250 | € 504,885 | € 409,737 | € 421,192 | ▲ 3% |
| Profit after taxes | € 224,133 | € 263,743 | € 177,557 | € 241,905 | ▲ 36% |
| Equity | € 224,719 | € 258,388 | € 185,130 | € 34,206 | ▼ 82% |
| Total debts | € 1,563,006 | € 1,578,621 | € 1,535,297 | € 1,615,637 | ▲ 5% |
| Cash | € 1,631,900 | € 1,598,815 | € 768,514 | € 763,065 | ▼ 1% |
| Retained profit | € 193,755 | € 227,424 | € 154,165 | € 3,242 | ▼ 98% |
| Dividend | € 203,866 | € 230,074 | € 250,816 | € 392,829 | ▲ 57% |
| Balance sheet total | € 1,787,725 | € 1,837,009 | € 1,720,427 | € 1,649,843 | ▼ 4% |
| Employees (FTE) | 4.6 | 4.6 | 2.4 | - |
Key figures of Algemeen Verzekeringsagentschap, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Algemeen Verzekeringsagentschap?
What happened at Algemeen Verzekeringsagentschap in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 241,905 (▲ 36% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 224,133 profit in 2022 to € 241,905 profit in 2025.
Paid € 271,940 in corporate taxes since 2022.
Best year ever: 2023, with € 263,743 profit.
On average € 170,700 of value added per employee in 2024.
A new publication or filing at Algemeen Verzekeringsagentschap? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Algemeen Verzekeringsagentschap are Leopold Maes, Peter Van den abbeele, Gisèle Buelens and NAVIGATION INSURANCE BV. Leopold Maes is also behind Deltatransport, Victrol, M&M SHIPPING, Antwerp pontoon services and VICTROL CHARTERING. Gisèle Buelens is also behind Deltatransport, Victrol, M&M SHIPPING, Antwerp pontoon services and VICTROL CHARTERING.
Directors
According to the 2025 annual accounts
Leopold Maes
Director
Also active at: Deltatransport, Victrol, M&M SHIPPING, Antwerp pontoon services, VICTROL CHARTERING
Peter Van den abbeele
Director
Gisèle Buelens
Director
Also active at: Deltatransport, Victrol, M&M SHIPPING, Antwerp pontoon services, VICTROL CHARTERING
Director · represented by Femke Van den abbeele
Establishments
Establishment units
Physical locations of this company
Elzasweg 13B box Haven 100
2030 Antwerpen
Elzasweg 13
2030 Antwerpen
Active since 11 September 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
NEDZONE-AS, NL
Website info
Features
Security
Details
- Company number
- 0891.982.306
- VAT number
- BE 0891.982.306
- Registered office
- Elzasweg 13B bus Haven 100, 2030 Antwerpen
- Names & denominations
- Algemeen Verzekeringsagentschap · AVA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 September 2007
- Peppol
- Active · Active since 9 Dec 2025
- Contact
- avaverzekeringen.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten