Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 4.8 to 2.8.
Financials
Financial year 2025
POINTED from Temse, company number BE0891800182, closed financial year 2025 with a result of € -91,907 after tax. For that financial year POINTED recorded a gross margin of € 136,261 and equity of € 663,351. Compared with financial year 2024, the result moved from € -299,800 to € -91,907. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2025.
€ 663,351
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -91,907
▲ 69 % less loss than in 2024
Profit after tax over the fiscal year.
€ 106,231
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -398,149.
People and assets in 2025
2.8
▼ 1.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 168,053
▼ 43% vs 2024
€ 60,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,504
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,238
▼ 81% vs 2024
€ 16,598 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 44,419
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,754
▼ 62% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 324,666 | € 528,388 | € 80,873 | € 136,261 | ▲ 68% |
| Profit after taxes | € 6,962 | € -40,361 | € -299,800 | € -91,907 | ▲ € 207,893 |
| Equity | € 1,095,419 | € 1,055,058 | € 755,258 | € 663,351 | ▼ 12% |
| Total debts | € 126,109 | € 209,741 | € 369,770 | € 141,394 | ▼ 62% |
| Cash | € 7,565 | € 204,999 | € 144,739 | € 106,231 | ▼ 27% |
| Land & buildings | € 296,575 | € 269,565 | € 242,556 | € 240,452 | ▼ 1% |
| Retained profit | € 33,919 | € -6,442 | € -306,242 | € -398,149 | ▼ € 91,907 |
| Bank debt | € 2,516 | € 22,874 | € 266,910 | € 51,238 | ▼ 81% |
| Balance sheet total | € 1,221,528 | € 1,264,799 | € 1,125,029 | € 804,746 | ▼ 28% |
| Employees (FTE) | 4.8 | 4.8 | 4.6 | 2.8 | ▼ 1.8 |
Key figures of POINTED, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to POINTED?
What happened at POINTED in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 91,907. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Temse. KBO
In short
From € 6,962 profit in 2022 to € 91,907 loss in 2025.
Paid € 8,922 in corporate taxes since 2022.
Best year ever: 2022, with € 6,962 profit.
On average € 48,700 of value added per employee in 2025.
A new publication or filing at POINTED? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind POINTED are Chak Ying Grace Drapers Ma and René Charles Drapers.
Directors
According to the 2025 annual accounts
Chak Ying Grace Drapers Ma
Director
René Charles Drapers
Managing director
Establishments
Establishment units
Physical locations of this company
Walgoedstraat 4
9140 Temse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0891.800.182
- VAT number
- BE 0891.800.182
- Registered office
- Walgoedstraat 4, 9140 Temse
- Names & denominations
- POINTED
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 September 2007
- Peppol
- Active · Active since 20 May 2025
- Activities · NACE
Groothandel in fietsen
Groothandel in kleding, met uitzondering van werk- en onderkleding
Groothandel in kledingaccessoires