Active · per the CBE, 17 September 2026

AVERBO

BE0891472065

Rechtspersoon Private limited company 1 establishment

AVERBO is an insurance broker in Aalst. Private Limited, started on 16 August 2007, 1 establishment.

Korte Keppestraat 9 box 1, 9320 Aalst

Behind the company: DIEDERIK PAUWELS.

Active for

19 year, 1 month

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.

  • Busy address KBO

    12 other companies have their registered office at the same address; threshold 10.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

AVERBO from Aalst, company number BE0891472065, closed financial year 2025 with a result of € 947,447 after tax. For that financial year AVERBO recorded a gross margin of € 1.8 million and equity of € 234,219. Compared with financial year 2024, the result moved from € 1.3 million to € 947,447. The company is profitable. The buffer shrank hard: equity is 84 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Shrank hard

€ 234,219

▼ 84% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 947,447

▼ 25% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 5.4 million

▲ € 4.1 million vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 2.2 million paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

6.1

▲ 0.6 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 538,869

▲ 37% vs 2024

€ 88,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 211,764

▼ 41% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 34,111

▼ 77% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 132,725

▲ 67% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 1,678,744 € 2,066,878 € 1,928,509 € 1,844,439 ▼ 4%
Profit after taxes € 993,110 € 1,250,589 € 1,257,518 € 947,447 ▼ 25%
Equity € 376,619 € 234,219 € 1,491,737 € 234,219 ▼ 84%
Total debts € 5,377,953 € 10,175,669 € 7,767,193 € 9,395,962 ▲ 21%
Cash € 4,490,046 € 1,976,181 € 1,312,806 € 5,403,904 ▲ € 4.1 million
Retained profit € 352,019 € 209,619 € 1,467,137 € 209,619 ▼ 86%
Dividend € 1,193,110 € 1,392,989 € 0 € 2,204,964
Balance sheet total € 5,754,572 € 10,409,888 € 9,258,930 € 9,630,181 ▲ 4%
Employees (FTE) 0 4.6 5.5 6.1 ▲ 0.6

Key figures of AVERBO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to AVERBO?

What happened at AVERBO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 947,447 (▼ 25% vs 2024). filed late Source: NBB ↗
  • New establishment in Aalst. KBO
  • Start of the company according to the CBE. KBO

In short

From € 993,110 profit in 2022 to € 947,447 profit in 2025.

Paid € 1.6 million in corporate taxes since 2022.

Best year ever: 2024, with € 1.3 million profit.

On average € 302,400 of value added per employee in 2025.

Management

The stake of DDP ASSURANCES-VERZEKERINGEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

AVERBO

Behind AVERBO is DIEDERIK PAUWELS. The shares are held by DDP ASSURANCES-VERZEKERINGEN (51.1%).

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Directors

According to the 2025 annual accounts

DIEDERIK PAUWELS

Director

Also active at: DDP ASSURANCES-VERZEKERINGEN

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Korte Keppestraat 9 box 1

9320 Aalst

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0891.472.065
VAT number
BE 0891.472.065
Registered office
Korte Keppestraat 9 bus 1, 9320 Aalst
Names & denominations
AVERBO
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
16 August 2007
Peppol
Not registered
Activities · NACE

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Frequently asked questions

What does AVERBO do?
AVERBO is an insurance broker in Aalst. Private Limited, started on 16 August 2007, 1 establishment.
What is the address of AVERBO?
The registered office of AVERBO is located at Korte Keppestraat 9 box 1, 9320 Aalst.
Is AVERBO still active?
Yes. According to the CBE (17 September 2026) AVERBO is active, legal situation “Normale toestand”, started on 16 August 2007.
Is AVERBO registered on Peppol?
No, AVERBO is currently not registered on the Peppol network.
What is the enterprise number of AVERBO?
The enterprise number of AVERBO is BE0891472065.
When was AVERBO founded?
AVERBO was founded on 16 August 2007.