Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHAMAX from Waregem, company number BE0891440292, closed financial year 2025 with a result of € 23,205 after tax. For that financial year CHAMAX recorded a gross margin of € 789,303 and equity of € 282,190. Compared with financial year 2024, the result moved from € -84,961 to € 23,205. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ 282,190
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,205
▲ still € 84,961 loss in 2024
Profit after tax over the fiscal year.
€ 161,647
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 187,190.
People and assets in 2025
11.8
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 696,572
▼ 15% vs 2024
€ 59,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,163
▼ 47% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 549,193
▼ 25% vs 2024
€ 166,477 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 78,681
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 72,182
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,083,435 | € 951,927 | € 785,724 | € 789,303 | |
| Profit after taxes | € 90,438 | € 37,324 | € -84,961 | € 23,205 | ▲ € 108,166 |
| Equity | € 326,623 | € 343,947 | € 258,985 | € 282,190 | ▲ 9% |
| Total debts | € 1,265,691 | € 1,371,025 | € 1,369,501 | € 1,334,963 | ▼ 3% |
| Cash | € 326,197 | € 430,592 | € 142,083 | € 161,647 | ▲ 14% |
| Retained profit | € 231,623 | € 248,947 | € 163,985 | € 187,190 | ▲ 14% |
| Dividend | € 70,000 | € 20,000 | € 0 | € 0 | |
| Bank debt | € 300,873 | € 469,133 | € 730,070 | € 549,193 | ▼ 25% |
| Balance sheet total | € 1,609,843 | € 1,730,542 | € 1,644,166 | € 1,629,855 | ▼ 1% |
| Employees (FTE) | 18 | 13.3 | 13.3 | 11.8 | ▼ 1.5 |
Key figures of CHAMAX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CHAMAX?
What happened at CHAMAX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Brumico BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 23,205. Source: NBB ↗
- Nolimiet BV stepped down as director. NBB
- New establishment in Waregem. KBO
- Brumico BV became a director. NBB
- Nolimiet BV became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,438 profit in 2022 to € 23,205 profit in 2025.
Paid € 21,795 in corporate taxes since 2022.
Best year ever: 2022, with € 90,438 profit.
On average € 66,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Director · represented by Bruno Lietaer
since 2020 · until 2026
Director · represented by Mieke Verscheure
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Poekelaan 43 box C
8791 Waregem
Gentsesteenweg(Kor) 246
8500 Kortrijk
Active since 16 August 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0891.440.292
- VAT number
- BE 0891.440.292
- Registered office
- Poekelaan 43 bus C, 8791 Waregem
- Names & denominations
- CHAMAX · KVIK
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 August 2007
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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