Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LA BERNARDIE from Fosses-la-Ville, company number BE0890952027, closed financial year 2025 with a result of € 3,707 after tax. For that financial year LA BERNARDIE recorded a gross margin of € 70,988 and equity of € 174,691. Compared with financial year 2024, the result moved from € 4,161 to € 3,707. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 174,691
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,707
▼ 11% vs 2024
Profit after tax over the fiscal year.
€ 7,598
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 35,941.
Debts at end 2025
€ 198,160
▼ 19% vs 2024
€ 51,460 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 10,667
▼ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,796
▲ 96% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 71,873 | € 68,337 | € 80,997 | € 70,988 | ▼ 12% |
| Profit after taxes | € 9,451 | € 8,170 | € 4,161 | € 3,707 | ▼ 11% |
| Equity | € 158,653 | € 166,823 | € 170,984 | € 174,691 | ▲ 2% |
| Total debts | € 455,445 | € 426,592 | € 377,719 | € 325,361 | ▼ 14% |
| Cash | € 29,571 | € 30,749 | € 21,143 | € 7,598 | ▼ 64% |
| Land & buildings | € 583,225 | € 562,666 | € 527,560 | € 492,454 | ▼ 7% |
| Retained profit | € 19,903 | € 28,073 | € 32,234 | € 35,941 | ▲ 12% |
| Bank debt | € 297,320 | € 292,152 | € 245,304 | € 198,160 | ▼ 19% |
| Balance sheet total | € 614,098 | € 593,415 | € 548,703 | € 500,052 | ▼ 9% |
Key figures of LA BERNARDIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LA BERNARDIE?
What happened at LA BERNARDIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,707 (▼ 11% vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,451 profit in 2022 to € 3,707 profit in 2025.
Paid € 11,372 in corporate taxes since 2022.
Best year ever: 2022, with € 9,451 profit.
Management
The stake of COGEX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LA BERNARDIEBehind LA BERNARDIE are MARC VAN CLEEMPUT and MARCEL PIERRE BIRON. The shares are held by COGEX (16.7%).
Directors
According to the 2025 annual accounts
MARC VAN CLEEMPUT
Director
MARCEL PIERRE BIRON
Director
Shareholders
16.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Vivier,Sart-Eustache 20
5070 Fosses-la-Ville
Avenue Marius Meurée 11 box 1
6001 Charleroi
Active since 31 July 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0890.952.027
- VAT number
- BE 0890.952.027
- Registered office
- Rue Vivier,Sart-Eustache 20, 5070 Fosses-la-Ville
- Names & denominations
- LA BERNARDIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2007
- Peppol
- Not registered
- Activities · NACE
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