Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHROBUILD from Overijse, company number BE0890921046, closed financial year 2025 with a result of € -251,969 after tax. For that financial year CHROBUILD recorded a gross margin of € -104,034 and equity of € -42,442. Compared with financial year 2024, the result moved from € -163,381 to € -251,969. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -42,442
▼ € 251,969 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -251,969
▼ 54 % more loss than in 2024
Profit after tax over the fiscal year.
€ 147,537
▲ € 143,016 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -157,442.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 89
▼ 95% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 681,128
▼ 15% vs 2024
Loans from banks and other lenders, long and short.
€ 169,746
▲ 146% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,916
▲ € 47,985 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 316,185 | € -130,109 | € -95,776 | € -104,034 | ▼ € 8,257 |
| Profit after taxes | € 301,798 | € -180,990 | € -163,381 | € -251,969 | ▼ € 88,588 |
| Equity | € 553,898 | € 372,908 | € 209,527 | € -42,442 | ▼ € 251,969 |
| Total debts | € 904,383 | € 1,153,248 | € 1,411,680 | € 2,035,775 | ▲ 44% |
| Cash | € 139,206 | € 3,230 | € 4,520 | € 147,537 | ▲ € 143,016 |
| Retained profit | € 438,898 | € 257,908 | € 94,527 | € -157,442 | ▼ € 251,969 |
| Bank debt | € 713,190 | € 805,470 | € 798,317 | € 681,128 | ▼ 15% |
| Balance sheet total | € 1,458,280 | € 1,526,156 | € 1,621,207 | € 1,993,334 | ▲ 23% |
Key figures of CHROBUILD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHROBUILD?
What happened at CHROBUILD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Roland Van Roy stepped down as director. NBB
- Linze Van Roy stepped down as director. NBB
- OVERIJSE INVESTMENT COMPANY NV stepped down as director. NBB
- WOLUWE INVESTMENT COMPANY NV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 251,969. Source: NBB ↗
- Roland Van Roy became a director. NBB
- Linze Van Roy became a director. NBB
- OVERIJSE INVESTMENT COMPANY NV became a director. NBB
In short
From € 301,798 profit in 2022 to € 251,969 loss in 2025.
Best year ever: 2022, with € 301,798 profit.
A new publication or filing at CHROBUILD? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of WOLUWE INVESTMENT COMPANY, CHUM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHROBUILDThe shares are held by WOLUWE INVESTMENT COMPANY (84.3%) and CHUM (33.3%).
Directors
According to the 2025 annual accounts
since 2023 · until 2029
since 2023 · until 2029
OVERIJSE INVESTMENT COMPANY NV
Director · represented by Kathleen Merckx
Also active at: CHROBA, MCK Investment Company
since 2023 · until 2029
since 2023 · until 2029
Shareholders
33.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Brusselsesteenweg 411
3090 Overijse
Wijgmaalsesteenweg 100
3012 Leuven
Active since 18 July 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0890.921.046
- VAT number
- BE 0890.921.046
- Registered office
- Brusselsesteenweg 411, 3090 Overijse
- Names & denominations
- CHROBUILD
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2007
- Peppol
- Active · Active since 6 Nov 2025
- Activities · NACE
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in motorvoertuigen
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
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